Cost of Living in Lincoln County, Idaho

$860/mo
Median Monthly Rent
$206,700
Median Home Value

At a Glance

Median Monthly Rent
$860/mo
6% below state average
Median Home Value
$206,700
27% below national
Rent-to-Income Ratio
23.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Lincoln County Compares

Median monthly rent comparison

Lincoln County$860/mo
Idaho Average$919/mo
National Median$1,163/mo

Detailed Housing Stats

$860/mo
Median Gross Rent
$206,700
Median Home Value
$854/mo
Monthly Owner Cost
23.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Lincoln County ranks #1,183 of 3,144 counties for affordability (top 38%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Lincoln County, Idaho

Lincoln County delivers accessible affordability

Lincoln County's 15.6% rent-to-income ratio beats both the national norm and Idaho's 16.8% state average, delivering genuine relief on rents of $860. The $66,038 median household income, though 12% below the national average, aligns well with housing costs to create one of the region's most livable affordability equations.

Best ratio among affordable counties

Lincoln County ranks among Idaho's most affordable at 15.6% rent-to-income, trailing only Jerome County (14.9%) and Idaho County (15.7%). The median rent of $860 sits near the state median of $919, suggesting balanced local housing markets that don't price out working families.

Rents and income balance smoothly

Lincoln County's $860 rent and $66,038 income create a ratio that sits right between lower-cost counties like Idaho ($797 rent) and pricier markets like Latah ($905). This middle-ground positioning makes Lincoln appealing for families seeking rural character without the affordability squeeze of higher-demand neighbors.

Ownership roughly equals renting cost

Renters pay $860 monthly while homeowners spend just $854 on the $206,700 median home value—nearly identical burdens. For the $66,038 median income, this near-parity is remarkable and suggests Lincoln offers excellent value for prospective homeowners seeking to build equity.

Lincoln County: balanced path to ownership

Lincoln County's 15.6% rent-to-income ratio and nearly equal rent-versus-ownership costs ($860 vs. $854) make it ideal for renters ready to transition to homeownership. If you're earning near the county's $66,038 median and value affordability with stability, Lincoln delivers one of the region's most balanced housing markets.

Cost of Living Advisory: Lincoln County

Affordability Verdict

For renters in Lincoln County, the market is affordable. Expect to pay around $860/month in gross rent, with 23.0% of renter households considered cost-burdened.

Rent vs. Own

Renters in Lincoln County pay $860/month on average, compared to $854/month for homeowners. This market favors buyers by about 1%.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $34,400/year. For owner costs at the 28% rule, the required income is roughly $36,600/year. With a median household income of $66,038, most households can comfortably afford rent here. Notably, 23.0% of renter households in Lincoln County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Compared to Fremont County where rent averages $803/month, Lincoln County is approximately 7% more expensive.

Affordability Calculator

See how your income compares to housing costs in Lincoln County

$

Rent Burden

15.6%

of gross income

Max Housing (28% Rule)

$1,541

per month

Owner Cost Burden

15.5%

of gross income

The median home in Lincoln County may be a stretch

Median home value is $206,700. Estimated monthly cost: $1,650 vs. your max of $1,541.

Rent Affordability Guide

Your rent-to-income ratio15.6%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $66,038Needed: $34,400
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $66,038Needed: $36,600
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $66,038Needed: $48,105

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Lincoln County, Idaho?
Lincoln County, Idaho has a median monthly rent of $860/mo and a median home value of $206,700. The affordability rating is Unaffordable, with rent making up approximately 23.0% of median household income.
What is the median rent in Lincoln County?
The median gross rent in Lincoln County is $860/mo. This is 6% below state average for Idaho.
Is Lincoln County affordable?
Lincoln County is rated Unaffordable based on rent-to-income ratio of 23.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Lincoln County's rent compare to the state average?
Lincoln County's median rent of $860/mo is 6% below state average of $919/mo for Idaho.
What is the median home value in Lincoln County?
The median home value in Lincoln County, Idaho is $206,700. This is 27% below the national median home value of $281,900.

Counties with Similar Housing Costs

Sponsored

Planning a Move?

Researching the cost of living in Lincoln County, Idaho? Compare moving quotes from top providers and save on your relocation.

Compare Moving Quotes
Sponsored

Compare Mortgage Rates in Lincoln County

Whether you're buying your first home or refinancing, compare rates from top lenders to find the best deal.

See Today's Rates
By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

CostByCounty participates in affiliate programs. We may earn a commission when you use our links, at no extra cost to you.