Cost of Living in Vance County, North Carolina

$860/mo
Median Monthly Rent
$146,300
Median Home Value
8% below state averageUnaffordable

At a Glance

Median Monthly Rent
$860/mo
8% below state average
Median Home Value
$146,300
48% below national
Rent-to-Income Ratio
30.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Vance County Compares

Median monthly rent comparison

Vance County$860/mo
North Carolina Average$938/mo
National Median$1,163/mo

Detailed Housing Stats

$860/mo
Median Gross Rent
$146,300
Median Home Value
$742/mo
Monthly Owner Cost
30.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Vance County, North Carolina

Vance Renters Face Above-Average Burden

At 22.0%, Vance County's rent-to-income ratio sits 3.4 percentage points above North Carolina's average and significantly above national norms. With median household income of $46,943—37% below the national average—residents here stretch limited earnings toward median rent of $860.

Vance Struggles With Affordability Gap

Vance County ranks among North Carolina's least affordable areas for renters, with a 22.0% rent-to-income ratio that exceeds the state average of 18.6%. The combination of below-average wages and above-average rents creates a significant affordability squeeze.

Pricier Than Rural Counties, Lower Wages

Vance's $860 rent sits between Tyrrell ($612) and Washington County ($829), yet the county's $46,943 median income underperforms both neighbors. This mismatch creates above-average rent burden despite modest absolute housing costs.

One-Fifth of Income Goes to Rent

Renters in Vance spend $860 monthly (22.0% of income) while homeowners pay $742 (15.8% of income), showing a notable rental disadvantage. The disparity suggests more affordable homeownership but highlights risks for renters facing wage stagnation.

Vance Offers Value, But Wages Matter Most

Vance County's $860 median rent is reasonable in isolation, but the 22.0% rent-to-income ratio signals tight budgets for local wage earners. Consider this county only if you can secure employment significantly above the area median or have external income sources.

Affordability Calculator

See how your income compares to housing costs in Vance County

$

Rent Burden

22.0%

of gross income

Max Housing (28% Rule)

$1,095

per month

Owner Cost Burden

19.0%

of gross income

The median home in Vance County may be a stretch

Median home value is $146,300. Estimated monthly cost: $1,168 vs. your max of $1,095.

Rent Affordability Guide

Your rent-to-income ratio22.0%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Vance County, North Carolina?
Vance County, North Carolina has a median monthly rent of $860/mo and a median home value of $146,300. The affordability rating is Unaffordable, with rent making up approximately 30.0% of median household income.
What is the median rent in Vance County?
The median gross rent in Vance County is $860/mo. This is 8% below state average for North Carolina.
Is Vance County affordable?
Vance County is rated Unaffordable based on rent-to-income ratio of 30.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Vance County's rent compare to the state average?
Vance County's median rent of $860/mo is 8% below state average of $938/mo for North Carolina.
What is the median home value in Vance County?
The median home value in Vance County, North Carolina is $146,300. This is 48% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.