Cost of Living in Blaine County, Idaho

$1,217/mo
Median Monthly Rent
$663,800
Median Home Value

At a Glance

Median Monthly Rent
$1,217/mo
32% above state average
Median Home Value
$663,800
135% above national
Rent-to-Income Ratio
26.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Blaine County Compares

Median monthly rent comparison

Blaine County$1,217/mo
Idaho Average$919/mo
National Median$1,163/mo

Detailed Housing Stats

$1,217/mo
Median Gross Rent
$663,800
Median Home Value
$1,230/mo
Monthly Owner Cost
26.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Blaine County ranks #664 of 3,144 counties for affordability (top 21%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Blaine County, Idaho

Blaine rents are pricey, but income is strong

Blaine County's rent-to-income ratio of 17.3% sits above the national standard, with renters spending $1,217 monthly on a median household income of $84,470. Though housing costs are high, this county's above-average income—$9,715 above the national median—provides meaningful cushion.

Blaine ranks second among Idaho's priciest

Blaine County's 17.3% rent-to-income ratio exceeds Idaho's state average of 16.8%, second only to Ada County in rental expense burden. Median rent of $1,217 runs $298 above the statewide median, reflecting this county's mountain resort character.

Blaine costs match Ada, with different character

Blaine County's median rent of $1,217 trails only Ada County's $1,465 in Idaho, though homebuyers here see dramatically different values: Blaine's median home price of $663,800 reflects its exclusive mountain-resort positioning. Unlike Ada's urban sprawl, Blaine's high costs come with scenic amenities.

High earners sustain high housing costs

Blaine County renters spend $1,217 monthly while homeowners pay $1,230, both elevated on a median income of $84,470. At 17.3% of income dedicated to rent, residents retain solid earnings, though absolute costs rank among Idaho's highest.

Blaine suits affluent movers seeking mountain living

Relocating to Blaine County means high housing costs offset by premium income and mountain-resort lifestyle; it's for those who can afford the premium. Compare thoughtfully with Ada County—Blaine offers rural charm at comparable prices, while Ada provides urban amenities and job diversity.

Cost of Living Advisory: Blaine County

Affordability Verdict

Housing in Blaine County is affordable. The median rent is $1,217/month against a median household income of $84,470, putting rent at 17.3% of income.

Rent vs. Own

At $1,217/month rent versus $1,230/month in owner costs, renting is roughly $13/month cheaper — a 1% difference.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $48,680/year. For owner costs at the 28% rule, the required income is roughly $52,714/year. With a median household income of $84,470, most households can comfortably afford rent here. Notably, 26.0% of renter households in Blaine County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Compared to Elmore County where rent averages $1,111/month, Blaine County is approximately 10% more expensive.

Affordability Calculator

See how your income compares to housing costs in Blaine County

$

Rent Burden

17.3%

of gross income

Max Housing (28% Rule)

$1,971

per month

Owner Cost Burden

17.5%

of gross income

The median home in Blaine County may be a stretch

Median home value is $663,800. Estimated monthly cost: $5,299 vs. your max of $1,971.

Rent Affordability Guide

Your rent-to-income ratio17.3%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $84,470Needed: $48,680
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $84,470Needed: $52,714
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? No
Your income: $84,470Needed: $154,484

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Blaine County, Idaho?
Blaine County, Idaho has a median monthly rent of $1,217/mo and a median home value of $663,800. The affordability rating is Unaffordable, with rent making up approximately 26.0% of median household income.
What is the median rent in Blaine County?
The median gross rent in Blaine County is $1,217/mo. This is 32% above state average for Idaho.
Is Blaine County affordable?
Blaine County is rated Unaffordable based on rent-to-income ratio of 26.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Blaine County's rent compare to the state average?
Blaine County's median rent of $1,217/mo is 32% above state average of $919/mo for Idaho.
What is the median home value in Blaine County?
The median home value in Blaine County, Idaho is $663,800. This is 135% above the national median home value of $281,900.

Counties with Similar Housing Costs

Sponsored

Planning a Move?

Researching the cost of living in Blaine County, Idaho? Compare moving quotes from top providers and save on your relocation.

Compare Moving Quotes
Sponsored

Compare Mortgage Rates in Blaine County

Whether you're buying your first home or refinancing, compare rates from top lenders to find the best deal.

See Today's Rates
By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

CostByCounty participates in affiliate programs. We may earn a commission when you use our links, at no extra cost to you.