Cost of Living in Adams County, Idaho
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Adams County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Adams County ranks #1,113 of 3,144 counties for affordability (top 35%)
Data Story
About Cost of Living in Adams County, Idaho
Adams rents are affordable by national measure
Adams County's rent-to-income ratio of 16.7% sits just below the national standard, with residents spending $823 monthly on a median household income of $59,286. Though income here lags the national median of $74,755 by $15,469, renters achieve respectable affordability through lower-cost housing.
Adams among Idaho's most affordable counties
Adams County's 16.7% rent-to-income ratio matches Idaho's state average of 16.8%, placing it squarely in the middle of the affordability pack. At just $823 monthly, median rent runs $96 below the statewide median, offering relief for lower-income households.
Adams balances low income with low costs
Adams County's median rent of $823 undercuts neighboring Bannock County ($879) and Benewah County ($853) by modest margins, though incomes here are 8-13% lower. Homebuyers benefit from median values around $327,300, competitive with the broader region.
Housing takes 16.7% of already-tight budgets
With a median household income of just $59,286, Adams County residents allocate $823 monthly to rent and $811 to ownership costs—reasonable percentages on limited resources. The trade-off: lower absolute housing costs mean less income stress, but overall earning power constrains household finances.
Adams offers rural affordability for budget-conscious movers
If you're prioritizing affordability over urban amenities, Adams County delivers housing costs well below state and national norms. The challenge is economic opportunity; weigh housing savings against potential income limitations before making the move.
Cost of Living Advisory: Adams County
Affordability Verdict
Housing in Adams County is affordable. The median rent is $823/month against a median household income of $59,286, putting rent at 16.7% of income.
Rent vs. Own
Renters in Adams County pay $823/month on average, compared to $811/month for homeowners. This market favors buyers by about 1%.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $32,920/year. For owner costs at the 28% rule, the required income is roughly $34,757/year. With a median household income of $59,286, most households can comfortably afford rent here. Notably, 27.0% of renter households in Adams County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Compared to Payette County where rent averages $874/month, Adams County is approximately 6% less expensive.
Affordability Calculator
See how your income compares to housing costs in Adams County
Rent Burden
16.7%
of gross income
Max Housing (28% Rule)
$1,383
per month
Owner Cost Burden
16.4%
of gross income
The median home in Adams County may be a stretch
Median home value is $327,300. Estimated monthly cost: $2,613 vs. your max of $1,383.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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