Cost of Living in Warren County, Indiana
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Warren County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Warren County ranks #52 of 3,144 counties for affordability (top 2%)
Data Story
About Cost of Living in Warren County, Indiana
Warren County offers excellent housing value
Renters spend just 13.1% of their income on housing, within the sustainable range and well below Indiana's state average of 15.6%. Median household income of $74,635 nearly matches the national median, while rent at $815 remains modest and accessible.
A top affordability choice in Indiana
Warren County's 13.1% rent-to-income ratio ranks among Indiana's best, just 0.1 points below Wabash County's 13.2%. Strong local incomes paired with reasonable housing costs make this county stand out statewide.
Strong performance among peers
Warren County's $815 rent and 13.1% rent-to-income ratio compare favorably to most neighbors, trailing only Union County (11.9%) and Wabash County (13.2%). The county offers a sweet spot between affordability and income stability.
Balanced housing economy
Median monthly rent is $815 while homeowner costs stand at $864 against a median household income of $74,635. Just 13.1% of income goes to rent, reflecting a healthy housing market.
Warren County is a strong relocation option
Considering a move to Indiana? Warren County combines near-median national incomes with housing costs well below state averages and a 13.1% rent-to-income ratio that protects your household budget. It's among the state's most balanced communities for relocating families.
Cost of Living Advisory: Warren County
Affordability Verdict
Housing in Warren County is affordable. The median rent is $815/month against a median household income of $74,635, putting rent at 13.1% of income.
Rent vs. Own
The median rent in Warren County is $815/month, while owner costs run $864/month. Renting saves approximately $49/month.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $32,600/year. For owner costs at the 28% rule, the required income is roughly $37,029/year. With a median household income of $74,635, most households can comfortably afford rent here. Notably, 28.0% of renter households in Warren County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Compared to Huntington County where rent averages $866/month, Warren County is approximately 6% less expensive.
Affordability Calculator
See how your income compares to housing costs in Warren County
Rent Burden
13.1%
of gross income
Max Housing (28% Rule)
$1,741
per month
Owner Cost Burden
13.9%
of gross income
You can likely afford the median home in Warren County
Median home value is $160,000. Estimated monthly cost: $1,277 vs. your max of $1,741.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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