Cost of Living in Heard County, Georgia
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Heard County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Heard County ranks #1,803 of 3,142 counties for affordability (bottom 43%)
Sourced county brief
Heard County Rent Percentage Below Georgia Unweighted County Mean
Heard County's official median gross rent as a percentage of household income (GRAPI) is 25.4%. This figure is 3.2 percentage points lower than the Georgia unweighted county mean of 28.6%. The ACS 5-year estimate for median gross rent in the county is $917 per month, which is $48 below the state's unweighted county mean of $965. For homeowners, the median selected monthly owner costs for all owner-occupied units were estimated at $876, while the median home value was $186,800. These values differ from the Georgia unweighted county means of $905 and $197,933, respectively. The median income for renter households in the county was reported at $32,950. All housing cost-to-income comparisons for renters are based on the official ACS B25071 GRAPI metric rather than a derived estimate. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Heard County
Affordability Verdict
ACS B25071 estimates median gross rent at 25.4% of renter household income in Heard County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $917 per month; median selected monthly owner costs are $876. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $36,680 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Georgia unweighted mean of county median rents is $965 per month. Heard County's $917 median is 5.0% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Heard County
Rent Burden
16.7%
of gross income
Max Housing (28% Rule)
$1,537
per month
Owner Cost Burden
16.0%
of gross income
You can likely afford the median home in Heard County
Median home value is $186,800. Estimated monthly cost: $1,491 vs. your max of $1,537.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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