CostBy County

Cost of Living in Chilton County, Alabama

$871/mo
Median Monthly Rent
$161,300
Median Home Value

At a Glance

Median Monthly Rent
$871/mo
6% above state average
Median Home Value
$161,300
52% below national
Census GRAPI
22.5%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Affordable
Median gross rent is under 30% of renter household income
House Price Index
207.5
Federal Reserve Economic Data

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How Chilton County Compares

Median monthly rent comparison

Chilton County$871/mo
Alabama Average$820/mo
National Median$1,413/mo

Detailed Housing Stats

$871/mo
Median Gross Rent
$161,300
Median Home Value
$671/mo
Monthly Owner Cost
22.5%
Census GRAPI

National Ranking

Affordability Rank

Chilton County ranks #1,125 of 3,142 counties for affordability (top 36%)

Most AffordableLeast Affordable

Sourced county brief

Chilton County Official GRAPI Estimated at 22.5 Percent

The official ACS B25071 Gross Rent as a Percentage of Household Income (GRAPI) in Chilton County was 22.5%. This canonical rent-to-income percentage is 6.1 percentage points below the Alabama unweighted county mean of 28.6%. The median gross rent in the county was estimated at $871 per month, which is above the state unweighted county mean of $820. For owner-occupied units, the median selected monthly owner costs were $671, while the state unweighted county mean was $706. The median home value was $161,300, slightly above the state unweighted county mean of $159,660. Renter households in the county had a median income of $40,896. These figures provide a statistical snapshot of housing tenure and costs from 2020 to 2024. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: Chilton County

Affordability Verdict

ACS B25071 estimates median gross rent at 22.5% of renter household income in Chilton County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $871 per month; median selected monthly owner costs are $671. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $34,840 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The Alabama unweighted mean of county median rents is $820 per month. Chilton County's $871 median is 6.2% above that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in Chilton County

$

Rent Burden

15.9%

of gross income

Max Housing (28% Rule)

$1,531

per month

Owner Cost Burden

12.3%

of gross income

You can likely afford the median home in Chilton County

Median home value is $161,300. Estimated monthly cost: $1,288 vs. your max of $1,531.

Rent Affordability Guide

Your entered rent as a share of entered income15.9%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $65,603Needed: $34,840
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $65,603Needed: $28,757
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $65,603Needed: $37,539

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Chilton County, Alabama?
Chilton County, Alabama has a median monthly rent of $871/mo and a median home value of $161,300. The affordability rating is Affordable, with median gross rent equal to approximately 22.5% of renter household income.
What is the median rent in Chilton County?
The median gross rent in Chilton County is $871/mo. This is 6% above state average for Alabama.
Is Chilton County affordable?
Chilton County is rated Affordable using the Census median gross-rent-as-a-percentage-of-income measure of 22.5%. Median gross rent is under 30% of renter household income.
How does Chilton County's rent compare to the state average?
Chilton County's median rent of $871/mo is 6% above state average of $820/mo for Alabama.
What is the median home value in Chilton County?
The median home value in Chilton County, Alabama is $161,300. This is 52% below the national median home value of $332,700.

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Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

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