Cost of Living in Chilton County, Alabama

$855/mo
Median Monthly Rent
$142,300
Median Home Value
7% above state averageUnaffordable

At a Glance

Median Monthly Rent
$855/mo
7% above state average
Median Home Value
$142,300
50% below national
Rent-to-Income Ratio
21.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Chilton County Compares

Median monthly rent comparison

Chilton County$855/mo
Alabama Average$799/mo
National Median$1,163/mo

Detailed Housing Stats

$855/mo
Median Gross Rent
$142,300
Median Home Value
$654/mo
Monthly Owner Cost
21.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Chilton County, Alabama

Chilton balances decent income with affordability

Chilton County's rent-to-income ratio of 16.6% is one of Alabama's best, significantly below the national norm and reflecting relatively strong household incomes of $61,873—only 17% below the U.S. median. Renters here allocate one-sixth of their income to housing, freeing resources for other needs.

Top-tier Alabama affordability story

Chilton County's 16.6% rent-to-income ratio beats Alabama's state average of 18.0% by 1.4 percentage points, ranking among the state's most affordable. The median income of $61,873 also exceeds most of its peers, creating a powerful affordability advantage.

Higher rent, offset by stronger income

Chilton's $855 monthly rent is slightly above neighbors like Chambers ($850) and Cherokee ($750), but the county's $61,873 median income—highest among eastern Alabama peers—keeps the rent-to-income ratio low. This income advantage makes housing feel genuinely affordable despite higher nominal rents.

Strongest income-to-housing ratio in region

At $855 monthly rent on a $61,873 median income, Chilton residents dedicate just 16.6% to renting, while homeownership averages $654 per month on $142,300-valued homes. Total housing costs consume roughly 24–25% of income—among the lowest burden rates statewide.

Chilton offers income-plus-affordability combo

Relocate to Chilton County if you want the rare combination of above-average income, manageable housing costs, and genuine savings versus national norms. Its 16.6% rent ratio and $61,873 median income outperform most Alabama alternatives.

Affordability Calculator

See how your income compares to housing costs in Chilton County

$

Rent Burden

16.6%

of gross income

Max Housing (28% Rule)

$1,444

per month

Owner Cost Burden

12.7%

of gross income

You can likely afford the median home in Chilton County

Median home value is $142,300. Estimated monthly cost: $1,136 vs. your max of $1,444.

Rent Affordability Guide

Your rent-to-income ratio16.6%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Chilton County, Alabama?
Chilton County, Alabama has a median monthly rent of $855/mo and a median home value of $142,300. The affordability rating is Unaffordable, with rent making up approximately 21.0% of median household income.
What is the median rent in Chilton County?
The median gross rent in Chilton County is $855/mo. This is 7% above state average for Alabama.
Is Chilton County affordable?
Chilton County is rated Unaffordable based on rent-to-income ratio of 21.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Chilton County's rent compare to the state average?
Chilton County's median rent of $855/mo is 7% above state average of $799/mo for Alabama.
What is the median home value in Chilton County?
The median home value in Chilton County, Alabama is $142,300. This is 50% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.