Cost of Living in Pike County, Alabama

$855/mo
Median Monthly Rent
$149,000
Median Home Value

At a Glance

Median Monthly Rent
$855/mo
7% above state average
Median Home Value
$149,000
47% below national
Rent-to-Income Ratio
33.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Pike County Compares

Median monthly rent comparison

Pike County$855/mo
Alabama Average$799/mo
National Median$1,163/mo

Detailed Housing Stats

$855/mo
Median Gross Rent
$149,000
Median Home Value
$744/mo
Monthly Owner Cost
33.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Pike County ranks #1,868 of 3,144 counties for affordability (bottom 41%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Pike County, Alabama

Pike County's affordability matches national strain

Pike County's 21.4% rent-to-income ratio aligns with strained national markets, though median income of $47,961 is nearly $27,000 below the national median. Housing costs consume an outsized portion of Pike households' modest incomes, limiting discretionary spending.

Pike ranks among state's most burdened

Pike's 21.4% rent-to-income ratio ranks among Alabama's worst alongside Mobile, Monroe, and Montgomery, with median rent of $855 exceeding the state average by $56 monthly. This places Pike among the state's least affordable counties for renters.

Moderate costs mask income challenges

Pike's $855 median rent falls between rural affordability champions (Pickens $600) and urban centers (Mobile $1,021), but Pike's median income of $47,961 is lower than more expensive neighbors. This income-to-cost mismatch creates affordability strain despite moderate nominal rents.

Housing burden limits Pike household flexibility

Pike renters dedicate 21.4% of their $47,961 annual income—approximately $10,264 yearly—to rent alone, consuming resources needed for other priorities. Homeowners pay $744 monthly toward properties valued at $149,000, making ownership challenging without substantial down payments or family assistance.

Pike offers potential for disciplined movers

Pike County's moderate rents and proximity to Troy University and Ozark create modest economic activity, but affordability requires careful budgeting and likely dual incomes. Relocators should verify employment and commit to conservative spending before moving to Pike.

Cost of Living Advisory: Pike County

Affordability Verdict

Pike County is affordable for renters, with a median gross rent of $855/month representing approximately 21.4% of median household income. The rent burden (GRAPI) stands at 33.0%.

Rent vs. Own

At $855/month rent versus $744/month in owner costs, owning is roughly $111/month cheaper — a 13% difference.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $34,200/year. For owner costs at the 28% rule, the required income is roughly $31,886/year. With a median household income of $47,961, most households can comfortably afford rent here. Notably, 33.0% of renter households in Pike County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Within Alabama, Pike County is more affordable than Calhoun County by roughly 6% ($855/mo vs $804/mo).

Affordability Calculator

See how your income compares to housing costs in Pike County

$

Rent Burden

21.4%

of gross income

Max Housing (28% Rule)

$1,119

per month

Owner Cost Burden

18.6%

of gross income

The median home in Pike County may be a stretch

Median home value is $149,000. Estimated monthly cost: $1,190 vs. your max of $1,119.

Rent Affordability Guide

Your rent-to-income ratio21.4%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $47,961Needed: $34,200
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $47,961Needed: $31,886
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $47,961Needed: $34,676

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Pike County, Alabama?
Pike County, Alabama has a median monthly rent of $855/mo and a median home value of $149,000. The affordability rating is Unaffordable, with rent making up approximately 33.0% of median household income.
What is the median rent in Pike County?
The median gross rent in Pike County is $855/mo. This is 7% above state average for Alabama.
Is Pike County affordable?
Pike County is rated Unaffordable based on rent-to-income ratio of 33.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Pike County's rent compare to the state average?
Pike County's median rent of $855/mo is 7% above state average of $799/mo for Alabama.
What is the median home value in Pike County?
The median home value in Pike County, Alabama is $149,000. This is 47% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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