Cost of Living in Floyd County, Georgia
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Floyd County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Floyd County ranks #2,156 of 3,142 counties for affordability (bottom 31%)
Sourced county brief
Floyd County GRAPI matches 29.1 percent in latest census data
The official GRAPI (Gross Rent as a Percentage of Household Income) in Floyd County is 29.1%. This figure is 0.5 percentage points above the Georgia unweighted county mean of 28.6%. The median gross rent in the county was estimated at $1,014 per month, which sits above the state unweighted county mean of $965. For homeowners, the median selected monthly owner cost is $976, while the median home value is $217,900, compared to the state unweighted county mean of $197,933. Renter households in Floyd County report a median income of $40,663. All data are based on the ACS 2020-2024 5-Year Estimates. This report provides a snapshot of the housing environment and does not offer financial advice or market predictions. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Floyd County
Affordability Verdict
ACS B25071 estimates median gross rent at 29.1% of renter household income in Floyd County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $1,014 per month; median selected monthly owner costs are $976. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $40,560 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Georgia unweighted mean of county median rents is $965 per month. Floyd County's $1,014 median is 5.1% above that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Floyd County
Rent Burden
18.6%
of gross income
Max Housing (28% Rule)
$1,530
per month
Owner Cost Burden
17.9%
of gross income
The median home in Floyd County may be a stretch
Median home value is $217,900. Estimated monthly cost: $1,740 vs. your max of $1,530.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
What is the cost of living in Floyd County, Georgia?
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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