Cost of Living in Naugatuck Valley Planning Region, Connecticut

$1,288/mo
Median Monthly Rent
$290,800
Median Home Value

At a Glance

Median Monthly Rent
$1,288/mo
9% below state average
Median Home Value
$290,800
3% above national
Rent-to-Income Ratio
31.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Naugatuck Valley Planning Region Compares

Median monthly rent comparison

Naugatuck Valley Planning Region$1,288/mo
Connecticut Average$1,409/mo
National Median$1,163/mo

Detailed Housing Stats

$1,288/mo
Median Gross Rent
$290,800
Median Home Value
$1,731/mo
Monthly Owner Cost
31.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Naugatuck Valley Planning Region ranks #2,967 of 3,144 counties for affordability (bottom 6%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Naugatuck Valley Planning Region, Connecticut

Valley rents strain income slightly

Naugatuck Valley's 17.9% rent-to-income ratio sits just below Connecticut's state average of 18.1% and remains well within affordability at the national level. With median income of $86,365—above the national median of $74,755—residents here enjoy relative stability, though less cushion than wealthier Connecticut regions.

Moderate affordability in state rankings

Naugatuck Valley ranks in Connecticut's middle tier for housing affordability, with a 17.9% rent-to-income ratio just shy of the state average. Its $1,288 median rent is the lowest among all eight regions, offering budget-conscious renters meaningful savings.

Cheapest rents in west-central region

At $1,288 per month, Naugatuck Valley undercuts the Greater Bridgeport region ($1,482) and Capitol Region ($1,351) by substantial margins—$194 and $63 monthly, respectively. This cost advantage makes it the most rent-friendly option in the west-central corridor.

Budget-friendly housing market

A Naugatuck Valley household earning $86,365 spends approximately $15,431 annually on rent (17.9%) or $20,772 on mortgage costs for a median home valued at $290,800. The lowest rents statewide, combined with moderate incomes, create genuine affordability for working families.

Best rent value in Connecticut

Relocating renters should seriously consider Naugatuck Valley: it offers the state's lowest median rent ($1,288) paired with reasonable incomes and a balanced housing-to-income ratio. Your monthly rent savings compared to nearby Bridgeport ($194) or Capitol Region ($63) add up to real money over a year.

Cost of Living Advisory: Naugatuck Valley Planning Region

Affordability Verdict

For renters in Naugatuck Valley Planning Region, the market is affordable. Expect to pay around $1,288/month in gross rent, with 31.0% of renter households considered cost-burdened.

Rent vs. Own

The median rent in Naugatuck Valley Planning Region is $1,288/month, while owner costs run $1,731/month. Renting saves approximately $443/month.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $51,520/year. For owner costs at the 28% rule, the required income is roughly $74,186/year. With a median household income of $86,365, most households can comfortably afford rent here. Notably, 31.0% of renter households in Naugatuck Valley Planning Region are cost-burdened, spending more than 30% of income on housing.

Regional Context

Within Connecticut, Naugatuck Valley Planning Region is less affordable than Capitol Planning Region by roughly 5% ($1,288/mo vs $1,351/mo).

Affordability Calculator

See how your income compares to housing costs in Naugatuck Valley Planning Region

$

Rent Burden

17.9%

of gross income

Max Housing (28% Rule)

$2,015

per month

Owner Cost Burden

24.1%

of gross income

The median home in Naugatuck Valley Planning Region may be a stretch

Median home value is $290,800. Estimated monthly cost: $2,322 vs. your max of $2,015.

Rent Affordability Guide

Your rent-to-income ratio17.9%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $86,365Needed: $51,520
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $86,365Needed: $74,186
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $86,365Needed: $67,677

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Naugatuck Valley Planning Region, Connecticut?
Naugatuck Valley Planning Region, Connecticut has a median monthly rent of $1,288/mo and a median home value of $290,800. The affordability rating is Unaffordable, with rent making up approximately 31.0% of median household income.
What is the median rent in Naugatuck Valley Planning Region?
The median gross rent in Naugatuck Valley Planning Region is $1,288/mo. This is 9% below state average for Connecticut.
Is Naugatuck Valley Planning Region affordable?
Naugatuck Valley Planning Region is rated Unaffordable based on rent-to-income ratio of 31.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Naugatuck Valley Planning Region's rent compare to the state average?
Naugatuck Valley Planning Region's median rent of $1,288/mo is 9% below state average of $1,409/mo for Connecticut.
What is the median home value in Naugatuck Valley Planning Region?
The median home value in Naugatuck Valley Planning Region, Connecticut is $290,800. This is 3% above the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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