Cost of Living in Lincoln County, Colorado
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Lincoln County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Lincoln County ranks #1,567 of 3,142 counties for affordability (top 50%)
Sourced county brief
Lincoln County Rent to Income Ratio Measured at 23.2 Percent
In Lincoln County, the median gross rent as a percentage of household income (GRAPI) is 23.2%. This figure is 6.4 percentage points lower than the Colorado unweighted county mean of 29.6%, based on the official ACS B25071 estimate. The median gross rent in the county is $868 per month, which is below the state unweighted county mean of $1,303. Housing values also differ from the state average; the median home value is $246,500, compared to a state unweighted county mean of $427,513. Median selected monthly owner costs are $841, whereas the state unweighted county mean is $1,272. Renter households in the county recorded a median income of $48,523. This housing cost snapshot is derived from the 2020-2024 5-year survey period. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Lincoln County
Affordability Verdict
ACS B25071 estimates median gross rent at 23.2% of renter household income in Lincoln County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $868 per month; median selected monthly owner costs are $841. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $34,720 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Colorado unweighted mean of county median rents is $1,303 per month. Lincoln County's $868 median is 33.4% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Lincoln County
Rent Burden
16.6%
of gross income
Max Housing (28% Rule)
$1,467
per month
Owner Cost Burden
16.1%
of gross income
The median home in Lincoln County may be a stretch
Median home value is $246,500. Estimated monthly cost: $1,968 vs. your max of $1,467.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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