Cost of Living in Lake County, Colorado

$1,599/mo
Median Monthly Rent
$401,300
Median Home Value
28% above state averageUnaffordable

At a Glance

Median Monthly Rent
$1,599/mo
28% above state average
Median Home Value
$401,300
42% above national
Rent-to-Income Ratio
33.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Lake County Compares

Median monthly rent comparison

Lake County$1,599/mo
Colorado Average$1,253/mo
National Median$1,163/mo

Detailed Housing Stats

$1,599/mo
Median Gross Rent
$401,300
Median Home Value
$1,096/mo
Monthly Owner Cost
33.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Lake County, Colorado

Lake County: High income, stable affordability

Lake County residents spend 20.5% of household income on rent—just marginally above Colorado's 20.2% state average despite having the highest median income ($93,655) among comparable counties. The county's strong earnings power effectively offsets mountain-region housing premiums.

Upper-middle Colorado affordability tier

Lake County's 20.5% rent-to-income ratio places it solidly within Colorado's acceptable range, aided by the county's exceptionally high median income of $93,655. The strong earning potential enables residents to absorb mountain-community housing costs more comfortably.

Mountain resort pricing, mountain wages

Lake County's median rent of $1,599/month runs $346 above the state average, but the county's $93,655 median income is among Colorado's highest. The pairing of premium rents with premium incomes creates relative affordability despite nominal prices.

Ownership favors buyers over renters

Renters spend $1,599 monthly while owners pay only $1,096—a $503 gap that makes buying substantially cheaper in Lake County's mountain market. At 20.5% of the $93,655 median income, rent is manageable, and ownership becomes an excellent long-term value.

Premium living for premium incomes

Lake County suits remote workers, professionals, and relocators with above-average earnings seeking mountain living without the affordability crisis. If your income matches or exceeds the $93,655 median, Lake County's Leadville region delivers mountain access at rational housing burden.

Affordability Calculator

See how your income compares to housing costs in Lake County

$

Rent Burden

20.5%

of gross income

Max Housing (28% Rule)

$2,185

per month

Owner Cost Burden

14.0%

of gross income

The median home in Lake County may be a stretch

Median home value is $401,300. Estimated monthly cost: $3,204 vs. your max of $2,185.

Rent Affordability Guide

Your rent-to-income ratio20.5%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Lake County, Colorado?
Lake County, Colorado has a median monthly rent of $1,599/mo and a median home value of $401,300. The affordability rating is Unaffordable, with rent making up approximately 33.0% of median household income.
What is the median rent in Lake County?
The median gross rent in Lake County is $1,599/mo. This is 28% above state average for Colorado.
Is Lake County affordable?
Lake County is rated Unaffordable based on rent-to-income ratio of 33.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Lake County's rent compare to the state average?
Lake County's median rent of $1,599/mo is 28% above state average of $1,253/mo for Colorado.
What is the median home value in Lake County?
The median home value in Lake County, Colorado is $401,300. This is 42% above the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.