Cost of Living in Anoka County, Minnesota

$1,396/mo
Median Monthly Rent
$325,800
Median Home Value

At a Glance

Median Monthly Rent
$1,396/mo
53% above state average
Median Home Value
$325,800
16% above national
Rent-to-Income Ratio
30.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Anoka County Compares

Median monthly rent comparison

Anoka County$1,396/mo
Minnesota Average$915/mo
National Median$1,163/mo

Detailed Housing Stats

$1,396/mo
Median Gross Rent
$325,800
Median Home Value
$1,576/mo
Monthly Owner Cost
30.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Anoka County ranks #2,213 of 3,144 counties for affordability (bottom 30%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Anoka County, Minnesota

Anoka punches above national income levels

With a median household income of $98,764, Anoka County residents earn 32% more than the national average of $74,755. This higher income helps offset a rent-to-income ratio of 17.0%, which remains slightly above the national average despite stronger earning power.

Anoka ranks among Minnesota's most affluent

Anoka County's median household income exceeds the state average, reflecting its suburban proximity to Minneapolis-St. Paul. Its rent-to-income ratio of 17.0% sits above Minnesota's 14.5% average, showing that higher incomes alone don't guarantee affordability relief in this growing metro area.

Premium pricing for metro access

Anoka's median rent of $1,396 and homeowner costs of $1,576 far exceed nearby rural counties like Becker ($899 rent) and Big Stone ($718 rent). The trade-off reflects Anoka's position as a Twin Cities suburb, where proximity and amenities command higher housing prices.

Anoka's dual housing pressures

Renters pay $1,396 monthly while homeowners spend $1,576, combining for a housing burden that approaches 32% of the $98,764 median household income. Despite strong earnings, Anoka residents face the state's most expensive housing markets, driven by metro-area demand.

Suburban affordability at a premium

Anoka offers stable suburban living and strong household incomes, but expect to pay metro-area prices for housing and amenities. If you're relocating here, leverage your earning potential—the median home value of $325,800 reflects this county's position as Minnesota's most expensive market outside central Minneapolis.

Cost of Living Advisory: Anoka County

Affordability Verdict

Anoka County is affordable for renters, with a median gross rent of $1,396/month representing approximately 17.0% of median household income. The rent burden (GRAPI) stands at 30.0%.

Rent vs. Own

Renters in Anoka County pay $1,396/month on average, compared to $1,576/month for homeowners. This market favors renters by about 11%.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $55,840/year. For owner costs at the 28% rule, the required income is roughly $67,543/year. With a median household income of $98,764, most households can comfortably afford rent here. Notably, 30.0% of renter households in Anoka County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Anoka County sits 6% less expensive than Scott County ($1,485/month) in terms of median gross rent.

Affordability Calculator

See how your income compares to housing costs in Anoka County

$

Rent Burden

17.0%

of gross income

Max Housing (28% Rule)

$2,304

per month

Owner Cost Burden

19.1%

of gross income

The median home in Anoka County may be a stretch

Median home value is $325,800. Estimated monthly cost: $2,601 vs. your max of $2,304.

Rent Affordability Guide

Your rent-to-income ratio17.0%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $98,764Needed: $55,840
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $98,764Needed: $67,543
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $98,764Needed: $75,823

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Anoka County, Minnesota?
Anoka County, Minnesota has a median monthly rent of $1,396/mo and a median home value of $325,800. The affordability rating is Unaffordable, with rent making up approximately 30.0% of median household income.
What is the median rent in Anoka County?
The median gross rent in Anoka County is $1,396/mo. This is 53% above state average for Minnesota.
Is Anoka County affordable?
Anoka County is rated Unaffordable based on rent-to-income ratio of 30.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Anoka County's rent compare to the state average?
Anoka County's median rent of $1,396/mo is 53% above state average of $915/mo for Minnesota.
What is the median home value in Anoka County?
The median home value in Anoka County, Minnesota is $325,800. This is 16% above the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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