Cost of Living in Archuleta County, Colorado

$1,409/mo
Median Monthly Rent
$451,400
Median Home Value

At a Glance

Median Monthly Rent
$1,409/mo
12% above state average
Median Home Value
$451,400
60% above national
Rent-to-Income Ratio
28.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Archuleta County Compares

Median monthly rent comparison

Archuleta County$1,409/mo
Colorado Average$1,253/mo
National Median$1,163/mo

Detailed Housing Stats

$1,409/mo
Median Gross Rent
$451,400
Median Home Value
$1,137/mo
Monthly Owner Cost
28.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Archuleta County ranks #825 of 3,144 counties for affordability (top 26%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Archuleta County, Colorado

San Juan mountain gateway

Archuleta County households earn $76,524, just above the national average, yet spend 22.1% of income on rent—marking it as slightly less affordable than the national norm. The median rent of $1,409/month reflects this mountain region's growing appeal to relocating remote workers and retirees.

Mid-tier affordability in Colorado

Archuleta County's 22.1% rent-to-income ratio sits above Colorado's 20.2% state average, placing it in the pricier half of the eight counties analyzed. At $1,409/month, median rents run 12% above the state average, a consequence of the county's scenic mountain location and limited housing supply.

Pricier mountain living

Archuleta's $1,409 rent exceeds Alamosa County's $904 by 56% and Bent County's $854 by 65%, but trails Adams County's $1,713 by 18%. Home values of $451,400 position it between affordable Alamosa and pricey Boulder, reflecting its middle status as an emerging mountain destination.

Renters pay more than buyers

Archuleta County renters pay $1,409/month while homeowners spend $1,137/month—a rare inversion where ownership costs $272 less than renting. For a household earning the median $76,524, this $272 monthly difference could mean the distinction between financial strain and stability.

Mountain retreat for remote workers

Moving to Archuleta County? The $76,524 median income paired with $1,409 rents suggests this San Juan region appeals most to remote workers or early retirees seeking mountain living. Factor in the $1,137 mortgage—16% lower than rent—if you're ready to buy.

Cost of Living Advisory: Archuleta County

Affordability Verdict

Archuleta County offers affordable rental housing at a median of $1,409/month — about 22.1% of the typical household income here.

Rent vs. Own

Renters in Archuleta County pay $1,409/month on average, compared to $1,137/month for homeowners. This market favors buyers by about 19%.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $56,360/year. For owner costs at the 28% rule, the required income is roughly $48,729/year. With a median household income of $76,524, most households can comfortably afford rent here. Notably, 28.0% of renter households in Archuleta County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Compared to Weld County where rent averages $1,469/month, Archuleta County is approximately 4% less expensive.

Affordability Calculator

See how your income compares to housing costs in Archuleta County

$

Rent Burden

22.1%

of gross income

Max Housing (28% Rule)

$1,786

per month

Owner Cost Burden

17.8%

of gross income

The median home in Archuleta County may be a stretch

Median home value is $451,400. Estimated monthly cost: $3,604 vs. your max of $1,786.

Rent Affordability Guide

Your rent-to-income ratio22.1%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $76,524Needed: $56,360
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $76,524Needed: $48,729
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? No
Your income: $76,524Needed: $105,053

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Archuleta County, Colorado?
Archuleta County, Colorado has a median monthly rent of $1,409/mo and a median home value of $451,400. The affordability rating is Unaffordable, with rent making up approximately 28.0% of median household income.
What is the median rent in Archuleta County?
The median gross rent in Archuleta County is $1,409/mo. This is 12% above state average for Colorado.
Is Archuleta County affordable?
Archuleta County is rated Unaffordable based on rent-to-income ratio of 28.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Archuleta County's rent compare to the state average?
Archuleta County's median rent of $1,409/mo is 12% above state average of $1,253/mo for Colorado.
What is the median home value in Archuleta County?
The median home value in Archuleta County, Colorado is $451,400. This is 60% above the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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