Cost of Living in Clayton County, Georgia

$1,307/mo
Median Monthly Rent
$194,500
Median Home Value
41% above state averageUnaffordable

At a Glance

Median Monthly Rent
$1,307/mo
41% above state average
Median Home Value
$194,500
31% below national
Rent-to-Income Ratio
33.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Clayton County Compares

Median monthly rent comparison

Clayton County$1,307/mo
Georgia Average$927/mo
National Median$1,163/mo

Detailed Housing Stats

$1,307/mo
Median Gross Rent
$194,500
Median Home Value
$1,163/mo
Monthly Owner Cost
33.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Clayton County, Georgia

Clayton's affordability crisis mirrors nation

Clayton County's 26.8% rent-to-income ratio matches the worst U.S. markets, far exceeding the national average of roughly 21%. With median household income of $58,507 and rents of $1,307, residents dedicate nearly one-third of earnings to housing.

Clayton ranks among Georgia's least affordable

Clayton's 26.8% rent-to-income ratio ranks among Georgia's worst, exceeding the state average of 18.6% by over 8 percentage points. Median rent of $1,307 runs $380 above Georgia's average, compounding affordability pressures on metro Atlanta's south side.

Clayton's south Atlanta housing squeeze

Clayton renters pay $1,307 monthly—more than Clarke ($1,162) and nearly matching Chattahoochee ($1,235)—while earning less than both. The $194,500 median home value offers slightly lower entry points than Chatham ($273,300), but the affordability gap remains severe.

Renters bear Atlanta's affordability crisis

Renters spend 26.8% of income on housing while homeowners pay 23.8%, both well above comfortable thresholds. The median home value of $194,500 sits oddly high relative to median income, pushing homeownership out of reach for most renters.

Clayton demands high earners or patience.

Unless you earn significantly above Clayton's $58,507 median, this south Atlanta county poses real affordability challenges. Consider further south toward rural Georgia, or plan aggressive saving to bridge the gap between current rents and homeownership here.

Affordability Calculator

See how your income compares to housing costs in Clayton County

$

Rent Burden

26.8%

of gross income

Max Housing (28% Rule)

$1,365

per month

Owner Cost Burden

23.9%

of gross income

The median home in Clayton County may be a stretch

Median home value is $194,500. Estimated monthly cost: $1,553 vs. your max of $1,365.

Rent Affordability Guide

Your rent-to-income ratio26.8%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Clayton County, Georgia?
Clayton County, Georgia has a median monthly rent of $1,307/mo and a median home value of $194,500. The affordability rating is Unaffordable, with rent making up approximately 33.0% of median household income.
What is the median rent in Clayton County?
The median gross rent in Clayton County is $1,307/mo. This is 41% above state average for Georgia.
Is Clayton County affordable?
Clayton County is rated Unaffordable based on rent-to-income ratio of 33.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Clayton County's rent compare to the state average?
Clayton County's median rent of $1,307/mo is 41% above state average of $927/mo for Georgia.
What is the median home value in Clayton County?
The median home value in Clayton County, Georgia is $194,500. This is 31% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.