Cost of Living in Union County, Arkansas

$825/mo
Median Monthly Rent
$114,700
Median Home Value

At a Glance

Median Monthly Rent
$825/mo
9% above state average
Median Home Value
$114,700
59% below national
Rent-to-Income Ratio
27.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Union County Compares

Median monthly rent comparison

Union County$825/mo
Arkansas Average$760/mo
National Median$1,163/mo

Detailed Housing Stats

$825/mo
Median Gross Rent
$114,700
Median Home Value
$679/mo
Monthly Owner Cost
27.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Union County ranks #2,548 of 3,144 counties for affordability (bottom 19%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Union County, Arkansas

Union slightly above national strain

Union County renters spend 19.7% of income on housing, 1.6 points above the national average. With a median income of $50,221—33% below the national median—residents manage moderate-to-high rents on constrained paychecks.

Slightly above state average

Union County's 19.7% rent-to-income ratio edges above Arkansas's 18.1% average, placing it in the less affordable tier. At $825 monthly rent, it ranks among the priciest in this analysis.

Higher rents, moderate income

Union County's $825 rent is the second-highest in this county set, exceeded only by Washington County's $1,005. On $50,221 income—middle-of-the-pack for this group—residents pay a premium for housing.

Ownership costs significantly less

Homeowners in Union County pay $679 monthly, $146 less than renters, offering meaningful relief. With a median home value of $114,700, purchasing becomes an attractive option for those with down payment resources.

Union works best for buyers

Union County's high rents push affordability stress; if you're relocating, prioritize homeownership here to cut costs by $146 monthly. Compare it to cheaper-rent counties like Sevier or Sharp before committing.

Cost of Living Advisory: Union County

Affordability Verdict

Union County is affordable for renters, with a median gross rent of $825/month representing approximately 19.7% of median household income. The rent burden (GRAPI) stands at 27.0%.

Rent vs. Own

The median rent in Union County is $825/month, while owner costs run $679/month. Owning saves approximately $146/month.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $33,000/year. For owner costs at the 28% rule, the required income is roughly $29,100/year. With a median household income of $50,221, most households can comfortably afford rent here. Notably, 27.0% of renter households in Union County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Within Arkansas, Union County is less affordable than Miller County by roughly 6% ($825/mo vs $882/mo).

Affordability Calculator

See how your income compares to housing costs in Union County

$

Rent Burden

19.7%

of gross income

Max Housing (28% Rule)

$1,172

per month

Owner Cost Burden

16.2%

of gross income

You can likely afford the median home in Union County

Median home value is $114,700. Estimated monthly cost: $916 vs. your max of $1,172.

Rent Affordability Guide

Your rent-to-income ratio19.7%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $50,221Needed: $33,000
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $50,221Needed: $29,100
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $50,221Needed: $26,694

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Union County, Arkansas?
Union County, Arkansas has a median monthly rent of $825/mo and a median home value of $114,700. The affordability rating is Unaffordable, with rent making up approximately 27.0% of median household income.
What is the median rent in Union County?
The median gross rent in Union County is $825/mo. This is 9% above state average for Arkansas.
Is Union County affordable?
Union County is rated Unaffordable based on rent-to-income ratio of 27.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Union County's rent compare to the state average?
Union County's median rent of $825/mo is 9% above state average of $760/mo for Arkansas.
What is the median home value in Union County?
The median home value in Union County, Arkansas is $114,700. This is 59% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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