Cost of Living in Macon County, Illinois
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Macon County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Macon County, Illinois
Macon County moderately affordable nationally
Macon County's 15.3% rent-to-income ratio sits near national affordability averages, though median household income of $62,449 trails the national median by 16%. Residents manage housing costs reasonably well relative to their earnings, despite regional wage constraints.
Mid-range affordability across Illinois
Macon County's 15.3% rent-to-income ratio exceeds Illinois's 14.7% state average by a narrow margin, reflecting modest housing costs relative to local incomes. At $797 monthly, Macon rents rank among the lowest statewide.
Lowest rents, mixed income story
Macon County's $797 monthly rent is the lowest among the eight counties analyzed, yet median incomes of $62,449 are also near the bottom, limiting the affordability advantage. Home values at $121,800 offer solid value for buyers seeking rural living at minimal cost.
Homeownership notably more affordable
Renters dedicate 15.3% of a $62,449 median income to $797 monthly rent, while homeowners spend just $865 (16.6% of income) on mortgages. The modest gap between renter and owner costs makes Macon an unusual market where both housing tenures remain genuinely affordable.
Ultra-low costs for patient homebuyers
Macon County attracts relocators seeking minimal housing costs combined with affordable homeownership, though lower incomes may limit job market opportunities. Weigh Macon's ultra-low rents against stronger earning potential in neighboring Livingston or Lee counties.
Affordability Calculator
See how your income compares to housing costs in Macon County
Rent Burden
15.3%
of gross income
Max Housing (28% Rule)
$1,457
per month
Owner Cost Burden
16.6%
of gross income
You can likely afford the median home in Macon County
Median home value is $121,800. Estimated monthly cost: $972 vs. your max of $1,457.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.