Cost of Living in Washburn County, Wisconsin

$815/mo
Median Monthly Rent
$207,900
Median Home Value

At a Glance

Median Monthly Rent
$815/mo
9% below state average
Median Home Value
$207,900
26% below national
Rent-to-Income Ratio
28.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Washburn County Compares

Median monthly rent comparison

Washburn County$815/mo
Wisconsin Average$891/mo
National Median$1,163/mo

Detailed Housing Stats

$815/mo
Median Gross Rent
$207,900
Median Home Value
$895/mo
Monthly Owner Cost
28.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Washburn County ranks #763 of 3,144 counties for affordability (top 24%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Washburn County, Wisconsin

Washburn rents well below national average

Washburn County's 16.0% rent-to-income ratio slightly exceeds the national 14.9%, but the county's low absolute rents of $815/month are a major relief compared to higher-cost regions. Despite a median household income of $61,270—18% below the national average—Washburn offers genuine housing affordability.

Wisconsin's most affordable rents

Washburn ranks among Wisconsin's most affordable counties with $815 monthly rent versus the state average of $891. At 16.0% rent-to-income ratio, Washburn hovers just slightly above Wisconsin's 14.9% state average despite lower incomes.

Cheapest rents in the region

Washburn's $815 rent undercuts every measured neighbor: Waupaca ($834), Waushara ($789, slightly lower), and Winnebago ($924). For budget-conscious renters, Washburn and rural Waushara are the region's affordability champions.

Low income, low costs align well

Washburn's $61,270 median income is paired with equally modest housing costs: $815 rent and $895 monthly owner costs. While incomes lag the state, the county maintains balance—neither renters nor homeowners face disproportionate housing burdens.

Budget movers: Washburn is your answer

Washburn County delivers genuine affordability with the state's lowest absolute rents and a welcoming 16.0% rent-to-income ratio. If you're relocating with a modest income, Washburn offers breathing room that pricier Wisconsin counties cannot match.

Cost of Living Advisory: Washburn County

Affordability Verdict

For renters in Washburn County, the market is affordable. Expect to pay around $815/month in gross rent, with 28.0% of renter households considered cost-burdened.

Rent vs. Own

The median rent in Washburn County is $815/month, while owner costs run $895/month. Renting saves approximately $80/month.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $32,600/year. For owner costs at the 28% rule, the required income is roughly $38,357/year. With a median household income of $61,270, most households can comfortably afford rent here. Notably, 28.0% of renter households in Washburn County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Compared to Oneida County where rent averages $868/month, Washburn County is approximately 6% less expensive.

Affordability Calculator

See how your income compares to housing costs in Washburn County

$

Rent Burden

16.0%

of gross income

Max Housing (28% Rule)

$1,430

per month

Owner Cost Burden

17.5%

of gross income

The median home in Washburn County may be a stretch

Median home value is $207,900. Estimated monthly cost: $1,660 vs. your max of $1,430.

Rent Affordability Guide

Your rent-to-income ratio16.0%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $61,270Needed: $32,600
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $61,270Needed: $38,357
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $61,270Needed: $48,384

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Washburn County, Wisconsin?
Washburn County, Wisconsin has a median monthly rent of $815/mo and a median home value of $207,900. The affordability rating is Unaffordable, with rent making up approximately 28.0% of median household income.
What is the median rent in Washburn County?
The median gross rent in Washburn County is $815/mo. This is 9% below state average for Wisconsin.
Is Washburn County affordable?
Washburn County is rated Unaffordable based on rent-to-income ratio of 28.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Washburn County's rent compare to the state average?
Washburn County's median rent of $815/mo is 9% below state average of $891/mo for Wisconsin.
What is the median home value in Washburn County?
The median home value in Washburn County, Wisconsin is $207,900. This is 26% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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