Cost of Living in Sawyer County, Wisconsin

$683/mo
Median Monthly Rent
$223,300
Median Home Value

At a Glance

Median Monthly Rent
$683/mo
23% below state average
Median Home Value
$223,300
21% below national
Rent-to-Income Ratio
25.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Sawyer County Compares

Median monthly rent comparison

Sawyer County$683/mo
Wisconsin Average$891/mo
National Median$1,163/mo

Detailed Housing Stats

$683/mo
Median Gross Rent
$223,300
Median Home Value
$876/mo
Monthly Owner Cost
25.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Sawyer County ranks #1,739 of 3,144 counties for affordability (bottom 45%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Sawyer County, Wisconsin

Sawyer rents well below national squeeze

Sawyer County renters spend 13.9% of income on housing—lower than the national norm and competitive with Wisconsin's state average of 14.9%. At $683 per month, median rent here undercuts the state's $891 average by $208, even as median household income ($59,055) trails the national median by $15,700.

Mid-pack affordability in Wisconsin

Sawyer County ties for among the most affordable counties in Wisconsin, sharing the 13.9% rent-to-income ratio with neighboring Shawano County. This ranking puts renters here in a strong position compared to counties where housing costs consume 15% or more of income.

Sawyer vs. similar North Woods counties

Sawyer's $683 rent is nearly identical to Vilas County ($810) and Shawano ($777), making the region competitively priced for northern Wisconsin. However, homebuyers face steeper costs in Vilas ($270,700 median home value) compared to Sawyer's $223,300.

Housing costs split evenly for Sawyer families

Renters pay $683 monthly while homeowners carry $876 in costs, with 13.9% of the median $59,055 income going to rent. Median home value of $223,300 anchors the housing market for buyers seeking modest entry points in northern Wisconsin.

Consider Sawyer for affordable North Woods living

If you're weighing relocation to Wisconsin's north, Sawyer County delivers sub-state-average rents and competitive mortgage costs without sacrificing quality of life. Compare this profile to pricier neighbors like St. Croix County ($102,482 median income, $1,238 rent) to see your savings potential.

Cost of Living Advisory: Sawyer County

Affordability Verdict

For renters in Sawyer County, the market is affordable. Expect to pay around $683/month in gross rent, with 25.0% of renter households considered cost-burdened.

Rent vs. Own

Renters in Sawyer County pay $683/month on average, compared to $876/month for homeowners. This market favors renters by about 22%.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $27,320/year. For owner costs at the 28% rule, the required income is roughly $37,543/year. With a median household income of $59,055, most households can comfortably afford rent here. Notably, 25.0% of renter households in Sawyer County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Within Wisconsin, Sawyer County is less affordable than Langlade County by roughly 7% ($683/mo vs $737/mo).

Affordability Calculator

See how your income compares to housing costs in Sawyer County

$

Rent Burden

13.9%

of gross income

Max Housing (28% Rule)

$1,378

per month

Owner Cost Burden

17.8%

of gross income

The median home in Sawyer County may be a stretch

Median home value is $223,300. Estimated monthly cost: $1,783 vs. your max of $1,378.

Rent Affordability Guide

Your rent-to-income ratio13.9%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $59,055Needed: $27,320
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $59,055Needed: $37,543
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $59,055Needed: $51,968

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Sawyer County, Wisconsin?
Sawyer County, Wisconsin has a median monthly rent of $683/mo and a median home value of $223,300. The affordability rating is Unaffordable, with rent making up approximately 25.0% of median household income.
What is the median rent in Sawyer County?
The median gross rent in Sawyer County is $683/mo. This is 23% below state average for Wisconsin.
Is Sawyer County affordable?
Sawyer County is rated Unaffordable based on rent-to-income ratio of 25.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Sawyer County's rent compare to the state average?
Sawyer County's median rent of $683/mo is 23% below state average of $891/mo for Wisconsin.
What is the median home value in Sawyer County?
The median home value in Sawyer County, Wisconsin is $223,300. This is 21% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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