Cost of Living in Sauk County, Wisconsin

$970/mo
Median Monthly Rent
$242,400
Median Home Value

At a Glance

Median Monthly Rent
$970/mo
9% above state average
Median Home Value
$242,400
14% below national
Rent-to-Income Ratio
26.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Sauk County Compares

Median monthly rent comparison

Sauk County$970/mo
Wisconsin Average$891/mo
National Median$1,163/mo

Detailed Housing Stats

$970/mo
Median Gross Rent
$242,400
Median Home Value
$1,228/mo
Monthly Owner Cost
26.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Sauk County ranks #2,334 of 3,144 counties for affordability (bottom 26%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Sauk County, Wisconsin

Sauk County maintains solid affordability balance

Sauk County's rent-to-income ratio of 15.0% sits just barely above the national comfort zone, with a median household income of $77,648—3.9% above the U.S. average. Residents here enjoy relatively balanced housing costs and earnings.

Sauk ranks among Wisconsin's best values

At 15.0%, Sauk's rent-to-income ratio sits nearly even with Wisconsin's state average of 14.9%, positioning it as one of the state's more affordable counties. The median rent of $970/month remains below the upper-cost counties while median income ranks among the highest.

Sauk offers excellent cost-income balance

Sauk's median rent of $970/month sits between lower-cost rural counties and higher-cost urban areas, while its median income of $77,648 ranks second-highest in this group. This combination makes Sauk one of the region's most balanced markets.

Sauk renters enjoy sustainable housing costs

Renters pay $970/month while homeowners allocate $1,228/month for housing in Sauk County. Against a median income of $77,648, renters dedicate just 15.0% of annual earnings to housing, while homeowners commit 19.0%—solid positioning for long-term financial health.

Sauk offers genuine relocation opportunities

Sauk County represents an excellent choice for relocators seeking sustainable housing costs paired with strong median income of $77,648. Consider Sauk if you value small-town Wisconsin living with responsible housing burden ratios and a median home value of $242,400 for investment.

Cost of Living Advisory: Sauk County

Affordability Verdict

Housing in Sauk County is affordable. The median rent is $970/month against a median household income of $77,648, putting rent at 15.0% of income.

Rent vs. Own

The median rent in Sauk County is $970/month, while owner costs run $1,228/month. Renting saves approximately $258/month.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $38,800/year. For owner costs at the 28% rule, the required income is roughly $52,629/year. With a median household income of $77,648, most households can comfortably afford rent here. Notably, 26.0% of renter households in Sauk County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Compared to La Crosse County where rent averages $1,023/month, Sauk County is approximately 5% less expensive.

Affordability Calculator

See how your income compares to housing costs in Sauk County

$

Rent Burden

15.0%

of gross income

Max Housing (28% Rule)

$1,812

per month

Owner Cost Burden

19.0%

of gross income

The median home in Sauk County may be a stretch

Median home value is $242,400. Estimated monthly cost: $1,935 vs. your max of $1,812.

Rent Affordability Guide

Your rent-to-income ratio15.0%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $77,648Needed: $38,800
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $77,648Needed: $52,629
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $77,648Needed: $56,413

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Sauk County, Wisconsin?
Sauk County, Wisconsin has a median monthly rent of $970/mo and a median home value of $242,400. The affordability rating is Unaffordable, with rent making up approximately 26.0% of median household income.
What is the median rent in Sauk County?
The median gross rent in Sauk County is $970/mo. This is 9% above state average for Wisconsin.
Is Sauk County affordable?
Sauk County is rated Unaffordable based on rent-to-income ratio of 26.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Sauk County's rent compare to the state average?
Sauk County's median rent of $970/mo is 9% above state average of $891/mo for Wisconsin.
What is the median home value in Sauk County?
The median home value in Sauk County, Wisconsin is $242,400. This is 14% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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