Cost of Living in Pepin County, Wisconsin

$860/mo
Median Monthly Rent
$196,100
Median Home Value
3% below state averageUnaffordable

At a Glance

Median Monthly Rent
$860/mo
3% below state average
Median Home Value
$196,100
30% below national
Rent-to-Income Ratio
24.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Pepin County Compares

Median monthly rent comparison

Pepin County$860/mo
Wisconsin Average$891/mo
National Median$1,163/mo

Detailed Housing Stats

$860/mo
Median Gross Rent
$196,100
Median Home Value
$991/mo
Monthly Owner Cost
24.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Pepin County, Wisconsin

Pepin County delivers exceptional rental value

Pepin County's rent-to-income ratio of 13.8% ranks among Wisconsin's best and significantly outperforms the state average of 14.9%. With a median household income of $74,536 matching the national median, residents here achieve superior affordability without requiring above-average earnings.

Top-tier affordability in rural Wisconsin

Pepin County ranks among the most affordable counties in Wisconsin for renters, with a 13.8% rent-to-income ratio and a median rent of just $860. This affordability level is anchored by Pepin's rural character and stable, working-class economy.

Standout savings in a competitive market

Pepin County's $860 median rent is $209 cheaper than Milwaukee County and competitive with Oconto County ($796) while undercutting Oneida County ($868) by just $8. For homebuyers, Pepin's $196,100 median home value matches Monroe County, making it an accessible entry point.

Minimal housing burden preserves financial flexibility

Pepin County renters spend $860 monthly—roughly $10,320 annually—on housing, leaving substantial income for savings and other priorities. Homeowners face similar affordability at $991 monthly, making Pepin accessible across both tenure types.

Pepin County for practical, affordable living

If you value small-town character and uncompromised affordability, Pepin County delivers both without requiring sacrifice on household income. Your rent or mortgage here will be among Wisconsin's lowest, leaving more resources for your family's goals.

Affordability Calculator

See how your income compares to housing costs in Pepin County

$

Rent Burden

13.8%

of gross income

Max Housing (28% Rule)

$1,739

per month

Owner Cost Burden

16.0%

of gross income

You can likely afford the median home in Pepin County

Median home value is $196,100. Estimated monthly cost: $1,566 vs. your max of $1,739.

Rent Affordability Guide

Your rent-to-income ratio13.8%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Pepin County, Wisconsin?
Pepin County, Wisconsin has a median monthly rent of $860/mo and a median home value of $196,100. The affordability rating is Unaffordable, with rent making up approximately 24.0% of median household income.
What is the median rent in Pepin County?
The median gross rent in Pepin County is $860/mo. This is 3% below state average for Wisconsin.
Is Pepin County affordable?
Pepin County is rated Unaffordable based on rent-to-income ratio of 24.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Pepin County's rent compare to the state average?
Pepin County's median rent of $860/mo is 3% below state average of $891/mo for Wisconsin.
What is the median home value in Pepin County?
The median home value in Pepin County, Wisconsin is $196,100. This is 30% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.