Cost of Living in Morgan County, West Virginia
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Morgan County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Morgan County, West Virginia
Morgan County rents beat national norms
At 15.7%, Morgan County's rent-to-income ratio sits well below the national threshold of affordability, meaning renters here spend a smaller share of their paychecks on housing than Americans overall. The median rent of $832 per month is reasonable for a county where median household income reaches $63,805—closer to the national median of $74,755 than many West Virginia peers.
Better positioned than most WV counties
Morgan County's 15.7% rent-to-income ratio beats the West Virginia state average of 16.9%, placing it in the more affordable tier statewide. With rents at $832 versus the state median of $760, Morgan County costs a bit more but incomes are stronger enough to make the math work.
Competitive with Eastern Panhandle peers
Morgan County's $832 rent and 15.7% affordability ratio compare favorably to nearby Ohio County ($823 rent, 17.1% ratio) and Preston County ($753 rent, 14.7% ratio). Pendleton County edges ahead with a 14.7% ratio, but Morgan County offers similar economic stability with stronger household incomes.
Rents and mortgages divide the burden
Renters in Morgan County spend $832 monthly while homeowners carry a $863 monthly mortgage cost—nearly identical burdens for two populations with very different asset positions. With median household income at $63,805, renters dedicate 15.7% of earnings to rent and homeowners roughly 16.3% to mortgage, leaving room for other expenses.
Consider Morgan County for stability
If you're relocating from a high-cost metro area, Morgan County offers a balanced market: rents comparable to the state average but with higher household incomes to support them. The 15.7% rent-to-income ratio signals genuine affordability, and median home values near $223,100 make homeownership achievable for middle-income families.
Affordability Calculator
See how your income compares to housing costs in Morgan County
Rent Burden
15.6%
of gross income
Max Housing (28% Rule)
$1,489
per month
Owner Cost Burden
16.2%
of gross income
The median home in Morgan County may be a stretch
Median home value is $223,100. Estimated monthly cost: $1,781 vs. your max of $1,489.
Rent Affordability Guide
Frequently Asked Questions
What is the cost of living in Morgan County, West Virginia?
What is the median rent in Morgan County?
Is Morgan County affordable?
How does Morgan County's rent compare to the state average?
What is the median home value in Morgan County?
Planning a Move?
Researching the cost of living in Morgan County, West Virginia? Compare moving quotes from top providers and save on your relocation.
Compare Moving QuotesCounties with Similar Housing Costs
Compare Mortgage Rates in Morgan County
Whether you're buying your first home or refinancing, compare rates from top lenders to find the best deal.
See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.