Cost of Living in Navajo County, Arizona
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Navajo County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Navajo County ranks #732 of 3,142 counties for affordability (top 23%)
Sourced county brief
Navajo County Median Monthly Owner Costs Estimated at $530
Navajo County reported median selected monthly owner costs of $530, a figure that is $319 below the Arizona unweighted county mean of $849. According to the ACS 2020-2024 5-Year Estimates, the official Gross Rent as a Percentage of Household Income (GRAPI) was 22.0%. This percentage is 3.9 percentage points below the Arizona unweighted county mean official GRAPI of 25.9%. The median gross rent in the county was estimated at $858 per month, which is below the state unweighted county mean of $1,074. Additionally, the median home value was $201,500, compared to a state unweighted county mean of $265,720. Renter-occupied households in the county had a median income of $43,363. These statistics represent a snapshot of the five-year period ending in 2024. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Navajo County
Affordability Verdict
ACS B25071 estimates median gross rent at 22.0% of renter household income in Navajo County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $858 per month; median selected monthly owner costs are $530. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $34,320 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Arizona unweighted mean of county median rents is $1,074 per month. Navajo County's $858 median is 20.1% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Navajo County
Rent Burden
18.9%
of gross income
Max Housing (28% Rule)
$1,274
per month
Owner Cost Burden
11.6%
of gross income
The median home in Navajo County may be a stretch
Median home value is $201,500. Estimated monthly cost: $1,609 vs. your max of $1,274.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
$0/yr
Needed to stay within recommended threshold
$0/yr
Needed to stay within recommended threshold
$0/yr
Needed to stay within recommended threshold
Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
What is the cost of living in Navajo County, Arizona?
What is the median rent in Navajo County?
Is Navajo County affordable?
How does Navajo County's rent compare to the state average?
What is the median home value in Navajo County?
Counties with Similar Housing Costs
Planning a Move?
Researching the cost of living in Navajo County, Arizona? Compare moving quotes from top providers and save on your relocation.
Compare Moving QuotesCompare Mortgage Rates in Navajo County
Whether you're buying in Navajo County, Arizona, or refinancing, compare rates from top lenders using the terms each lender provides.
See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
CostByCounty participates in affiliate programs. We may earn a commission when you use our links, at no extra cost to you.