Cost of Living in Navajo County, Arizona

$832/mo
Median Monthly Rent
$186,100
Median Home Value
18% below state averageUnaffordable

At a Glance

Median Monthly Rent
$832/mo
18% below state average
Median Home Value
$186,100
34% below national
Rent-to-Income Ratio
22.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Navajo County Compares

Median monthly rent comparison

Navajo County$832/mo
Arizona Average$1,016/mo
National Median$1,163/mo

Detailed Housing Stats

$832/mo
Median Gross Rent
$186,100
Median Home Value
$505/mo
Monthly Owner Cost
22.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Navajo County, Arizona

Navajo County offers rare affordability

Navajo County's 18.9% rent-to-income ratio beats the national average, making it one of Arizona's most affordable places to rent relative to income. At $832 monthly rent and a $52,752 median household income, renters here spend less on housing than their national counterparts.

Below-average rents statewide

Navajo County's 18.9% rent-to-income ratio sits comfortably below Arizona's 19.4% state average, and its $832 median rent undercuts the state's $1,016 baseline. This rural county delivers genuine housing relief for Arizona residents prioritizing affordability.

Navajo stands out for low rents

At $832 monthly, Navajo County's median rent is the lowest among the seven-county comparison—$215 cheaper than Mohave and $426 less than Yavapai. Even accounting for lower median incomes, Navajo County's rent-to-income ratio remains among the state's most balanced.

Renters and owners both find relief

Navajo County renters pay $832 monthly while homeowners spend $505, both well below state averages for housing costs. The $52,752 median household income means renters dedicate just 18.9% of earnings to housing, leaving more for other needs.

Navajo County: remote work's best-kept secret

If you work remotely or are relocating with portable income, Navajo County's $832 median rent is Arizona's bargain baseline. Compare this affordable foundation to job opportunities in your field before committing to a rural transition.

Affordability Calculator

See how your income compares to housing costs in Navajo County

$

Rent Burden

18.9%

of gross income

Max Housing (28% Rule)

$1,231

per month

Owner Cost Burden

11.5%

of gross income

The median home in Navajo County may be a stretch

Median home value is $186,100. Estimated monthly cost: $1,486 vs. your max of $1,231.

Rent Affordability Guide

Your rent-to-income ratio18.9%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Navajo County, Arizona?
Navajo County, Arizona has a median monthly rent of $832/mo and a median home value of $186,100. The affordability rating is Unaffordable, with rent making up approximately 22.0% of median household income.
What is the median rent in Navajo County?
The median gross rent in Navajo County is $832/mo. This is 18% below state average for Arizona.
Is Navajo County affordable?
Navajo County is rated Unaffordable based on rent-to-income ratio of 22.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Navajo County's rent compare to the state average?
Navajo County's median rent of $832/mo is 18% below state average of $1,016/mo for Arizona.
What is the median home value in Navajo County?
The median home value in Navajo County, Arizona is $186,100. This is 34% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.