Cost of Living in Surry County, Virginia

$858/mo
Median Monthly Rent
$235,200
Median Home Value
25% below state averageUnaffordable

At a Glance

Median Monthly Rent
$858/mo
25% below state average
Median Home Value
$235,200
17% below national
Rent-to-Income Ratio
27.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Surry County Compares

Median monthly rent comparison

Surry County$858/mo
Virginia Average$1,140/mo
National Median$1,163/mo

Detailed Housing Stats

$858/mo
Median Gross Rent
$235,200
Median Home Value
$940/mo
Monthly Owner Cost
27.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Surry County, Virginia

Surry rents don't break the budget

At 14.4%, Surry County's rent-to-income ratio sits well below the national affordability threshold and beats the state average of 18.6%. Renters here spend roughly $858 per month while earning a median household income of $71,458—making it one of Virginia's most affordable rental markets.

A bargain among Virginia counties

Surry County ranks among Virginia's most affordable places to rent, with a ratio nearly 4 percentage points below the state average. The median gross rent of $858 is $282 cheaper than Virginia's state median, reflecting the county's rural character and lower cost of living.

Competing against neighboring counties

Compared to nearby Sussex County ($952 rent) and Washington County ($832 rent), Surry offers moderate pricing with a balanced income-to-rent equation. Homebuyers here face median home values of $235,200—more expensive than Tazewell or Sussex but more affordable than Warren County's $315,800.

Where your paycheck goes

Renters dedicate $858 monthly (14.4% of income) while homeowners spend $940 on monthly costs with a median home value of $235,200. Combined, housing absorbs a manageable share of Surry household budgets, leaving resources for other essentials.

Ready to relocate affordably?

Surry County delivers rare affordability in Virginia—rent below $900 and homeownership within reach for middle-income families. If you're weighing relocation, compare Surry's balanced costs against higher-priced neighbors like Virginia Beach or Warren County to maximize your housing dollars.

Affordability Calculator

See how your income compares to housing costs in Surry County

$

Rent Burden

14.4%

of gross income

Max Housing (28% Rule)

$1,667

per month

Owner Cost Burden

15.8%

of gross income

The median home in Surry County may be a stretch

Median home value is $235,200. Estimated monthly cost: $1,878 vs. your max of $1,667.

Rent Affordability Guide

Your rent-to-income ratio14.4%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Surry County, Virginia?
Surry County, Virginia has a median monthly rent of $858/mo and a median home value of $235,200. The affordability rating is Unaffordable, with rent making up approximately 27.0% of median household income.
What is the median rent in Surry County?
The median gross rent in Surry County is $858/mo. This is 25% below state average for Virginia.
Is Surry County affordable?
Surry County is rated Unaffordable based on rent-to-income ratio of 27.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Surry County's rent compare to the state average?
Surry County's median rent of $858/mo is 25% below state average of $1,140/mo for Virginia.
What is the median home value in Surry County?
The median home value in Surry County, Virginia is $235,200. This is 17% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.