Cost of Living in Surry County, Virginia
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Surry County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Surry County ranks #2,019 of 3,142 counties for affordability (bottom 36%)
Sourced county brief
Surry County Median Gross Rent Estimated at $983
The median gross rent in Surry County is $983 per month, which is below the Virginia unweighted county mean of $1,170. According to the U.S. Census Bureau ACS 5-year estimates, the official median gross rent as a percentage of household income (GRAPI) is 27.9%. This official GRAPI figure is 0.7 percentage points lower than the state unweighted county mean of 28.6%. Owner-occupied housing costs in the county include a median home value of $238,800 and median monthly owner costs of $919. The state unweighted county means for these categories are $295,808 and $1,190, respectively. Renter households in Surry County have a median income of $47,750. These statistics represent a five-year snapshot from the 2020-2024 American Community Survey period. All comparisons describe current data and do not imply future performance or local market recommendations. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Surry County
Affordability Verdict
ACS B25071 estimates median gross rent at 27.9% of renter household income in Surry County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $983 per month; median selected monthly owner costs are $919. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $39,320 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Virginia unweighted mean of county median rents is $1,170 per month. Surry County's $983 median is 16.0% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Surry County
Rent Burden
15.1%
of gross income
Max Housing (28% Rule)
$1,821
per month
Owner Cost Burden
14.1%
of gross income
The median home in Surry County may be a stretch
Median home value is $238,800. Estimated monthly cost: $1,906 vs. your max of $1,821.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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