Cost of Living in Suffolk city, Virginia

$1,484/mo
Median Monthly Rent
$329,600
Median Home Value
30% above state averageUnaffordable

At a Glance

Median Monthly Rent
$1,484/mo
30% above state average
Median Home Value
$329,600
17% above national
Rent-to-Income Ratio
33.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Suffolk city Compares

Median monthly rent comparison

Suffolk city$1,484/mo
Virginia Average$1,140/mo
National Median$1,163/mo

Detailed Housing Stats

$1,484/mo
Median Gross Rent
$329,600
Median Home Value
$1,803/mo
Monthly Owner Cost
33.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Suffolk city, Virginia

Suffolk's Affordability Squeeze

Suffolk city's 19.8% rent-to-income ratio stands among Virginia's highest, exceeding both national and state averages by a significant margin. With $1,484 monthly rent and $90,089 median household income, renters here face tighter housing affordability than most comparable communities nationwide.

Virginia's Tightest Affordability Ratio

Suffolk city's 19.8% rent-to-income ratio ranks worst among all profiled Virginia counties, exceeding the state average of 18.6% by a notable 1.2 percentage points. This tight squeeze reflects the city's position as a major port and military hub where housing demand outpaces supply.

Hampton Roads' Housing Crunch

Suffolk's 19.8% ratio significantly exceeds Southampton County's 16.3% just 40 miles away, illustrating the dramatic affordability differential within the same region. This gap reflects Suffolk's role as a major economic center with higher incomes ($90,089) but proportionally even higher housing costs.

Steep Housing Cost Burden

Renters in Suffolk spend $1,484 monthly while homeowners pay $1,803—a $319 gap reflecting the city's expensive ownership market with $329,600 median home values. Despite the $90,089 median income, both renting and ownership consume a larger percentage of household budgets than surrounding counties.

Suffolk: Premium Port City Pricing

Suffolk city commands Hampton Roads' steepest housing costs ($1,484 rents, $329,600 homes) and worst rent-to-income ratio at 19.8%, reflecting major employer concentration. Compare Suffolk's affordability challenge against nearby Southampton County and rural alternatives before committing to relocation.

Affordability Calculator

See how your income compares to housing costs in Suffolk city

$

Rent Burden

19.8%

of gross income

Max Housing (28% Rule)

$2,102

per month

Owner Cost Burden

24.0%

of gross income

The median home in Suffolk city may be a stretch

Median home value is $329,600. Estimated monthly cost: $2,631 vs. your max of $2,102.

Rent Affordability Guide

Your rent-to-income ratio19.8%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Suffolk city, Virginia?
Suffolk city, Virginia has a median monthly rent of $1,484/mo and a median home value of $329,600. The affordability rating is Unaffordable, with rent making up approximately 33.0% of median household income.
What is the median rent in Suffolk city?
The median gross rent in Suffolk city is $1,484/mo. This is 30% above state average for Virginia.
Is Suffolk city affordable?
Suffolk city is rated Unaffordable based on rent-to-income ratio of 33.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Suffolk city's rent compare to the state average?
Suffolk city's median rent of $1,484/mo is 30% above state average of $1,140/mo for Virginia.
What is the median home value in Suffolk city?
The median home value in Suffolk city, Virginia is $329,600. This is 17% above the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.