Cost of Living in Northumberland County, Virginia
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Northumberland County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Northumberland County ranks #2,034 of 3,142 counties for affordability (bottom 35%)
Sourced county brief
Northumberland County Median Home Value Reaches $346,800 in ACS Estimates
The median home value in Northumberland County was estimated at $346,800, which is $50,992 above the Virginia unweighted county mean of $295,808. For households in the rental market, the median gross rent was $1,038 per month, which is below the state unweighted county mean of $1,170. According to the official ACS B25071 estimate, the median gross rent as a percentage of household income (GRAPI) was 22.3%. This rentBurdenGrapiPct is 6.3 percentage points lower than the Virginia unweighted county mean of 28.6%. The median income for renter households was $35,833. For homeowners, the median selected monthly owner costs for all owner-occupied units were $883, a figure that is below the state unweighted county mean of $1,190. All statistics are based on the U.S. Census Bureau ACS 2020-2024 5-Year Estimates. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Northumberland County
Affordability Verdict
ACS B25071 estimates median gross rent at 22.3% of renter household income in Northumberland County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $1,038 per month; median selected monthly owner costs are $883. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $41,520 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Virginia unweighted mean of county median rents is $1,170 per month. Northumberland County's $1,038 median is 11.3% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Northumberland County
Rent Burden
18.7%
of gross income
Max Housing (28% Rule)
$1,551
per month
Owner Cost Burden
15.9%
of gross income
The median home in Northumberland County may be a stretch
Median home value is $346,800. Estimated monthly cost: $2,769 vs. your max of $1,551.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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