Cost of Living in Ravalli County, Montana
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Ravalli County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Ravalli County ranks #2,289 of 3,142 counties for affordability (bottom 27%)
Sourced county brief
Ravalli County Median Home Value Estimated at $476,600
The median home value in Ravalli County was estimated at $476,600, which is $199,723 above the unweighted county mean for Montana of $276,877. For renters, the median gross rent was $1,054 per month, exceeding the state unweighted county mean of $842. The official ACS B25071 median gross rent as a percentage of household income (GRAPI) was 27.1%. This figure is 3.0 percentage points higher than the Montana unweighted county mean official GRAPI of 24.1%. Median renter-household income in the county was $41,079. For homeowners, the median selected monthly owner cost for all units was $1,017, compared to the state unweighted county mean of $842. These figures provide a snapshot of housing costs and income within the county based on 2020-2024 ACS 5-Year Estimates. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Ravalli County
Affordability Verdict
ACS B25071 estimates median gross rent at 27.1% of renter household income in Ravalli County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $1,054 per month; median selected monthly owner costs are $1,017. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $42,160 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Montana unweighted mean of county median rents is $842 per month. Ravalli County's $1,054 median is 25.2% above that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Ravalli County
Rent Burden
17.7%
of gross income
Max Housing (28% Rule)
$1,663
per month
Owner Cost Burden
17.1%
of gross income
The median home in Ravalli County may be a stretch
Median home value is $476,600. Estimated monthly cost: $3,805 vs. your max of $1,663.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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