Cost of Living in Windham County, Vermont

$1,056/mo
Median Monthly Rent
$265,100
Median Home Value

At a Glance

Median Monthly Rent
$1,056/mo
5% below state average
Median Home Value
$265,100
6% below national
Rent-to-Income Ratio
29.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Windham County Compares

Median monthly rent comparison

Windham County$1,056/mo
Vermont Average$1,117/mo
National Median$1,163/mo

Detailed Housing Stats

$1,056/mo
Median Gross Rent
$265,100
Median Home Value
$1,370/mo
Monthly Owner Cost
29.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Windham County ranks #2,876 of 3,144 counties for affordability (bottom 9%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Windham County, Vermont

Windham County stretches household budgets

Windham County residents spend 18.6% of income on rent—the state's highest ratio and above the national affordability standard of roughly 17%. With a median household income of $68,021, which trails the national median by $6,700, renters here face tighter affordability than most Americans.

The state's most strained housing market

Windham County has Vermont's highest rent-to-income ratio at 18.6%, signaling that renters dedicate more of their earnings to housing than peers anywhere else in the state. It's a cautionary tale: even in affordable Vermont, certain pockets demand careful financial planning.

Priced like urban markets, with rural incomes

Windham's $1,056 median rent exceeds the state average by $61 and trails only Washington County's $1,094. Yet with median incomes below state average, Windham residents pay urban-tier rents on smaller paychecks than peers in Washington or Orange counties.

Housing dominates the household budget

Renters spend $1,056 monthly on a $68,021 income, while homeowners carry $1,370 in costs—together representing roughly 19–24% of household earnings, the tightest ratio in Vermont. Residents have limited financial cushion for other priorities or emergencies.

Move carefully; budget tightly

Windham County offers scenic charm and community, but its high rent-to-income ratio means you should move here only if you have secure income or substantial savings. It's better suited to remote workers with six-figure salaries or retirees with fixed assets than to wage-dependent families.

Cost of Living Advisory: Windham County

Affordability Verdict

Windham County is affordable for renters, with a median gross rent of $1,056/month representing approximately 18.6% of median household income. The rent burden (GRAPI) stands at 29.0%.

Rent vs. Own

At $1,056/month rent versus $1,370/month in owner costs, renting is roughly $314/month cheaper — a 23% difference.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $42,240/year. For owner costs at the 28% rule, the required income is roughly $58,714/year. With a median household income of $68,021, most households can comfortably afford rent here. Notably, 29.0% of renter households in Windham County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Within Vermont, Windham County is less affordable than Lamoille County by roughly 6% ($1,056/mo vs $1,123/mo).

Affordability Calculator

See how your income compares to housing costs in Windham County

$

Rent Burden

18.6%

of gross income

Max Housing (28% Rule)

$1,587

per month

Owner Cost Burden

24.2%

of gross income

The median home in Windham County may be a stretch

Median home value is $265,100. Estimated monthly cost: $2,116 vs. your max of $1,587.

Rent Affordability Guide

Your rent-to-income ratio18.6%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $68,021Needed: $42,240
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $68,021Needed: $58,714
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $68,021Needed: $61,696

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Windham County, Vermont?
Windham County, Vermont has a median monthly rent of $1,056/mo and a median home value of $265,100. The affordability rating is Unaffordable, with rent making up approximately 29.0% of median household income.
What is the median rent in Windham County?
The median gross rent in Windham County is $1,056/mo. This is 5% below state average for Vermont.
Is Windham County affordable?
Windham County is rated Unaffordable based on rent-to-income ratio of 29.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Windham County's rent compare to the state average?
Windham County's median rent of $1,056/mo is 5% below state average of $1,117/mo for Vermont.
What is the median home value in Windham County?
The median home value in Windham County, Vermont is $265,100. This is 6% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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