Cost of Living in Lamoille County, Vermont
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Lamoille County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Lamoille County ranks #1,824 of 3,144 counties for affordability (bottom 42%)
Data Story
About Cost of Living in Lamoille County, Vermont
Higher housing burden despite decent incomes
Lamoille County's rent-to-income ratio of 19.3% stands 1.5 points above Vermont's state average of 17.8%, making it one of the state's pricier relative to incomes. With a median household income of $69,897—7% below the national average—Lamoille residents face above-average housing pressure despite living in a rural county.
Vermont's tightest housing burden
Lamoille claims the highest rent-to-income ratio statewide at 19.3%, signaling that residents here dedicate more of their paychecks to housing than any other Vermont county. Combined with a median income of $69,897—below-average for the state—Lamoille's affordability challenges are acute despite moderate absolute rents of $1,123.
Lower income but similar housing costs
Lamoille's median rent of $1,123 is close to Franklin ($1,164) and Addison ($1,201), but its median income of $69,897 is significantly lower than both neighbors. This income disadvantage translates to a higher housing burden percentage, making Lamoille feel less affordable than neighbors charging similar absolute rents.
Most income dedicated to housing
Renters spend $1,123 monthly and homeowners $1,394 against a median household income of just $69,897, consuming 19.3% for housing. This leaves only about 80% of income for utilities, food, healthcare, and other essentials—a tighter squeeze than most Vermont counties.
Consider only with strong job prospects locally
Lamoille is Vermont's most housing-stretched county, making it risky for relocators without secure local employment or robust savings. If you're moving here for a specific job opportunity that anchors your income, the mountains and outdoor recreation may justify the affordability squeeze; otherwise, explore higher-income counties like Franklin or Addison.
Cost of Living Advisory: Lamoille County
Affordability Verdict
Housing in Lamoille County is affordable. The median rent is $1,123/month against a median household income of $69,897, putting rent at 19.3% of income.
Rent vs. Own
The median rent in Lamoille County is $1,123/month, while owner costs run $1,394/month. Renting saves approximately $271/month.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $44,920/year. For owner costs at the 28% rule, the required income is roughly $59,743/year. With a median household income of $69,897, most households can comfortably afford rent here. Notably, 28.0% of renter households in Lamoille County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Lamoille County sits 6% more expensive than Bennington County ($1,063/month) in terms of median gross rent.
Affordability Calculator
See how your income compares to housing costs in Lamoille County
Rent Burden
19.3%
of gross income
Max Housing (28% Rule)
$1,631
per month
Owner Cost Burden
23.9%
of gross income
The median home in Lamoille County may be a stretch
Median home value is $285,200. Estimated monthly cost: $2,277 vs. your max of $1,631.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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