Cost of Living in Lamoille County, Vermont

$1,123/mo
Median Monthly Rent
$285,200
Median Home Value

At a Glance

Median Monthly Rent
$1,123/mo
1% above state average
Median Home Value
$285,200
1% above national
Rent-to-Income Ratio
28.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Lamoille County Compares

Median monthly rent comparison

Lamoille County$1,123/mo
Vermont Average$1,117/mo
National Median$1,163/mo

Detailed Housing Stats

$1,123/mo
Median Gross Rent
$285,200
Median Home Value
$1,394/mo
Monthly Owner Cost
28.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Lamoille County ranks #1,824 of 3,144 counties for affordability (bottom 42%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Lamoille County, Vermont

Higher housing burden despite decent incomes

Lamoille County's rent-to-income ratio of 19.3% stands 1.5 points above Vermont's state average of 17.8%, making it one of the state's pricier relative to incomes. With a median household income of $69,897—7% below the national average—Lamoille residents face above-average housing pressure despite living in a rural county.

Vermont's tightest housing burden

Lamoille claims the highest rent-to-income ratio statewide at 19.3%, signaling that residents here dedicate more of their paychecks to housing than any other Vermont county. Combined with a median income of $69,897—below-average for the state—Lamoille's affordability challenges are acute despite moderate absolute rents of $1,123.

Lower income but similar housing costs

Lamoille's median rent of $1,123 is close to Franklin ($1,164) and Addison ($1,201), but its median income of $69,897 is significantly lower than both neighbors. This income disadvantage translates to a higher housing burden percentage, making Lamoille feel less affordable than neighbors charging similar absolute rents.

Most income dedicated to housing

Renters spend $1,123 monthly and homeowners $1,394 against a median household income of just $69,897, consuming 19.3% for housing. This leaves only about 80% of income for utilities, food, healthcare, and other essentials—a tighter squeeze than most Vermont counties.

Consider only with strong job prospects locally

Lamoille is Vermont's most housing-stretched county, making it risky for relocators without secure local employment or robust savings. If you're moving here for a specific job opportunity that anchors your income, the mountains and outdoor recreation may justify the affordability squeeze; otherwise, explore higher-income counties like Franklin or Addison.

Cost of Living Advisory: Lamoille County

Affordability Verdict

Housing in Lamoille County is affordable. The median rent is $1,123/month against a median household income of $69,897, putting rent at 19.3% of income.

Rent vs. Own

The median rent in Lamoille County is $1,123/month, while owner costs run $1,394/month. Renting saves approximately $271/month.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $44,920/year. For owner costs at the 28% rule, the required income is roughly $59,743/year. With a median household income of $69,897, most households can comfortably afford rent here. Notably, 28.0% of renter households in Lamoille County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Lamoille County sits 6% more expensive than Bennington County ($1,063/month) in terms of median gross rent.

Affordability Calculator

See how your income compares to housing costs in Lamoille County

$

Rent Burden

19.3%

of gross income

Max Housing (28% Rule)

$1,631

per month

Owner Cost Burden

23.9%

of gross income

The median home in Lamoille County may be a stretch

Median home value is $285,200. Estimated monthly cost: $2,277 vs. your max of $1,631.

Rent Affordability Guide

Your rent-to-income ratio19.3%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $69,897Needed: $44,920
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $69,897Needed: $59,743
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $69,897Needed: $66,374

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Lamoille County, Vermont?
Lamoille County, Vermont has a median monthly rent of $1,123/mo and a median home value of $285,200. The affordability rating is Unaffordable, with rent making up approximately 28.0% of median household income.
What is the median rent in Lamoille County?
The median gross rent in Lamoille County is $1,123/mo. This is 1% above state average for Vermont.
Is Lamoille County affordable?
Lamoille County is rated Unaffordable based on rent-to-income ratio of 28.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Lamoille County's rent compare to the state average?
Lamoille County's median rent of $1,123/mo is 1% above state average of $1,117/mo for Vermont.
What is the median home value in Lamoille County?
The median home value in Lamoille County, Vermont is $285,200. This is 1% above the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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