Cost of Living in Chittenden County, Vermont

$1,590/mo
Median Monthly Rent
$404,500
Median Home Value
42% above state averageUnaffordable

At a Glance

Median Monthly Rent
$1,590/mo
42% above state average
Median Home Value
$404,500
43% above national
Rent-to-Income Ratio
31.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Chittenden County Compares

Median monthly rent comparison

Chittenden County$1,590/mo
Vermont Average$1,117/mo
National Median$1,163/mo

Detailed Housing Stats

$1,590/mo
Median Gross Rent
$404,500
Median Home Value
$1,839/mo
Monthly Owner Cost
31.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Chittenden County, Vermont

Premium housing in Vermont's job hub

Chittenden County's rent-to-income ratio of 20.2% exceeds both Vermont's 17.8% state average and the national benchmark, reflecting its status as the state's economic engine. With a median household income of $94,310—26% above the national average—Chittenden residents earn significantly more but also face Vermont's steepest housing costs at $1,590 monthly rent.

Vermont's most expensive housing market

Chittenden ranks as Vermont's least affordable county, with median home values of $404,500 towering above all peers and a median rent of $1,590 that's 43% above the state average. Despite having the state's strongest median income, Chittenden's 20.2% rent-to-income ratio is the highest statewide, signaling tight housing markets around Burlington.

Dramatically pricier than all surrounding counties

Chittenden's median rent of $1,590 vastly exceeds all neighbors—32% higher than Franklin ($1,164), 31% higher than Grand Isle ($1,436), and nearly double Caledonia's $904. Home values of $404,500 similarly tower over the region, reflecting Burlington's competitive real estate market and strong regional economy.

High incomes offset high housing costs

Renters pay $1,590 monthly and homeowners $1,839, consuming 20.2% of a median $94,310 household income—the highest burden in Vermont but still manageable. Chittenden's premium rents and home prices are balanced by the state's strongest paychecks, creating a trade-off between cost and economic opportunity.

Pay more to earn more in Burlington area

Chittenden offers Vermont's most robust job market and highest incomes, making it ideal if career growth justifies premium housing costs. If you're relocating for opportunity and can absorb higher rents, Chittenden is unmatched; if affordability is paramount, consider lower-cost neighbors like Franklin or Lamoille with shorter commutes to Burlington jobs.

Affordability Calculator

See how your income compares to housing costs in Chittenden County

$

Rent Burden

20.2%

of gross income

Max Housing (28% Rule)

$2,201

per month

Owner Cost Burden

23.4%

of gross income

The median home in Chittenden County may be a stretch

Median home value is $404,500. Estimated monthly cost: $3,229 vs. your max of $2,201.

Rent Affordability Guide

Your rent-to-income ratio20.2%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Chittenden County, Vermont?
Chittenden County, Vermont has a median monthly rent of $1,590/mo and a median home value of $404,500. The affordability rating is Unaffordable, with rent making up approximately 31.0% of median household income.
What is the median rent in Chittenden County?
The median gross rent in Chittenden County is $1,590/mo. This is 42% above state average for Vermont.
Is Chittenden County affordable?
Chittenden County is rated Unaffordable based on rent-to-income ratio of 31.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Chittenden County's rent compare to the state average?
Chittenden County's median rent of $1,590/mo is 42% above state average of $1,117/mo for Vermont.
What is the median home value in Chittenden County?
The median home value in Chittenden County, Vermont is $404,500. This is 43% above the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.