Cost of Living in Garfield County, Colorado

$1,515/mo
Median Monthly Rent
$490,600
Median Home Value
21% above state averageUnaffordable

At a Glance

Median Monthly Rent
$1,515/mo
21% above state average
Median Home Value
$490,600
74% above national
Rent-to-Income Ratio
30.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Garfield County Compares

Median monthly rent comparison

Garfield County$1,515/mo
Colorado Average$1,253/mo
National Median$1,163/mo

Detailed Housing Stats

$1,515/mo
Median Gross Rent
$490,600
Median Home Value
$1,647/mo
Monthly Owner Cost
30.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Garfield County, Colorado

Western Colorado balance beats national norms

Garfield County residents spend 21.1% of income on rent, slightly above Colorado's state average of 20.2% but below national benchmarks. With a median household income of $86,172 (above the national average of $74,755) and median rent of $1,515, the county offers solid middle-ground affordability.

Balanced market in state middle tier

Garfield County's 21.1% rent-to-income ratio sits in Colorado's comfortable mid-range, above average but well below the most burdened counties. The Western Slope region offers good value relative to Front Range metros.

More affordable than metro peer counties

Garfield County's $1,515 median rent trails Denver ($1,770), Eagle County ($2,032), and Douglas County ($2,095), while residents earn competitively at $86,172. The Western Slope location delivers Front Range-adjacent wages with lower housing costs.

Energy sector supports reasonable affordability

Renters dedicate $1,515 monthly (21.1% of $86,172 income) while homeowners pay $1,647 (22.9%) on a $490,600 median home value. Garfield County's energy industry provides stable incomes that sustain local housing accessibility.

Western Slope value for $80,000+ earners

Relocate to Garfield County if you seek Western Slope lifestyle and outdoor access at competitive housing costs—the region suits energy workers, remote professionals, and those willing to trade Denver proximity for affordability. Strong outdoor recreation rivals mountain counties at lower prices.

Affordability Calculator

See how your income compares to housing costs in Garfield County

$

Rent Burden

21.1%

of gross income

Max Housing (28% Rule)

$2,011

per month

Owner Cost Burden

22.9%

of gross income

The median home in Garfield County may be a stretch

Median home value is $490,600. Estimated monthly cost: $3,917 vs. your max of $2,011.

Rent Affordability Guide

Your rent-to-income ratio21.1%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Garfield County, Colorado?
Garfield County, Colorado has a median monthly rent of $1,515/mo and a median home value of $490,600. The affordability rating is Unaffordable, with rent making up approximately 30.0% of median household income.
What is the median rent in Garfield County?
The median gross rent in Garfield County is $1,515/mo. This is 21% above state average for Colorado.
Is Garfield County affordable?
Garfield County is rated Unaffordable based on rent-to-income ratio of 30.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Garfield County's rent compare to the state average?
Garfield County's median rent of $1,515/mo is 21% above state average of $1,253/mo for Colorado.
What is the median home value in Garfield County?
The median home value in Garfield County, Colorado is $490,600. This is 74% above the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.