Cost of Living in Garfield County, Colorado
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Garfield County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Garfield County ranks #2,208 of 3,144 counties for affordability (bottom 30%)
Data Story
About Cost of Living in Garfield County, Colorado
Western Colorado balance beats national norms
Garfield County residents spend 21.1% of income on rent, slightly above Colorado's state average of 20.2% but below national benchmarks. With a median household income of $86,172 (above the national average of $74,755) and median rent of $1,515, the county offers solid middle-ground affordability.
Balanced market in state middle tier
Garfield County's 21.1% rent-to-income ratio sits in Colorado's comfortable mid-range, above average but well below the most burdened counties. The Western Slope region offers good value relative to Front Range metros.
More affordable than metro peer counties
Garfield County's $1,515 median rent trails Denver ($1,770), Eagle County ($2,032), and Douglas County ($2,095), while residents earn competitively at $86,172. The Western Slope location delivers Front Range-adjacent wages with lower housing costs.
Energy sector supports reasonable affordability
Renters dedicate $1,515 monthly (21.1% of $86,172 income) while homeowners pay $1,647 (22.9%) on a $490,600 median home value. Garfield County's energy industry provides stable incomes that sustain local housing accessibility.
Western Slope value for $80,000+ earners
Relocate to Garfield County if you seek Western Slope lifestyle and outdoor access at competitive housing costs—the region suits energy workers, remote professionals, and those willing to trade Denver proximity for affordability. Strong outdoor recreation rivals mountain counties at lower prices.
Cost of Living Advisory: Garfield County
Affordability Verdict
Garfield County is affordable for renters, with a median gross rent of $1,515/month representing approximately 21.1% of median household income. The rent burden (GRAPI) stands at 30.0%.
Rent vs. Own
The median rent in Garfield County is $1,515/month, while owner costs run $1,647/month. Renting saves approximately $132/month.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $60,600/year. For owner costs at the 28% rule, the required income is roughly $70,586/year. With a median household income of $86,172, most households can comfortably afford rent here. Notably, 30.0% of renter households in Garfield County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Within Colorado, Garfield County is more affordable than Grand County by roughly 4% ($1,515/mo vs $1,451/mo).
Affordability Calculator
See how your income compares to housing costs in Garfield County
Rent Burden
21.1%
of gross income
Max Housing (28% Rule)
$2,011
per month
Owner Cost Burden
22.9%
of gross income
The median home in Garfield County may be a stretch
Median home value is $490,600. Estimated monthly cost: $3,917 vs. your max of $2,011.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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