Cost of Living in Cache County, Utah
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Cache County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Cache County ranks #1,479 of 3,144 counties for affordability (top 47%)
Data Story
About Cost of Living in Cache County, Utah
Cache's rents climb above national norms
Cache County's 17.4% rent-to-income ratio edges above the national baseline, reflecting stronger regional demand and higher cost of living. Median income of $78,292 nearly matches the national median, but housing costs have risen faster, signaling tightening affordability.
Priciest county among peers surveyed
Cache County's 17.4% rent-to-income ratio exceeds Utah's state average of 16.6%, and at $1,137 monthly rent, it ranks highest among the eight counties reviewed. This premium reflects Cache's popularity as a college and business hub, particularly around Logan.
Notably expensive versus Box Elder
Cache's $1,137 rent towers $109 above Box Elder's $1,028 and $103 above Beaver's $1,034, making it the costliest rental market regionally. Home values follow suit: Cache's median of $392,800 significantly exceeds both Beaver and Box Elder, reflecting strong demand.
Housing squeezes a bigger income share
Renters dedicate 17.4% of income to housing while owners commit 20.2%, both comfortably below the 30% rule but noticeably higher than nearby counties. Cache's higher median home value of $392,800 reflects its role as Utah's education and innovation center.
Cache offers growth potential at a cost
Cache County suits those prioritizing job growth, education, and urban amenities over lowest-cost housing. If affordability is paramount, consider Beaver or Box Elder instead; if career opportunity matters most, Cache's premium is justified by its economic vitality.
Cost of Living Advisory: Cache County
Affordability Verdict
Cache County is affordable for renters, with a median gross rent of $1,137/month representing approximately 17.4% of median household income. The rent burden (GRAPI) stands at 28.0%.
Rent vs. Own
The median rent in Cache County is $1,137/month, while owner costs run $1,322/month. Renting saves approximately $185/month.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $45,480/year. For owner costs at the 28% rule, the required income is roughly $56,657/year. With a median household income of $78,292, most households can comfortably afford rent here. Notably, 28.0% of renter households in Cache County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Cache County sits 10% more expensive than Beaver County ($1,034/month) in terms of median gross rent.
Affordability Calculator
See how your income compares to housing costs in Cache County
Rent Burden
17.4%
of gross income
Max Housing (28% Rule)
$1,827
per month
Owner Cost Burden
20.3%
of gross income
The median home in Cache County may be a stretch
Median home value is $392,800. Estimated monthly cost: $3,136 vs. your max of $1,827.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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