Cost of Living in Cache County, Utah

$1,137/mo
Median Monthly Rent
$392,800
Median Home Value

At a Glance

Median Monthly Rent
$1,137/mo
3% above state average
Median Home Value
$392,800
39% above national
Rent-to-Income Ratio
28.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Cache County Compares

Median monthly rent comparison

Cache County$1,137/mo
Utah Average$1,101/mo
National Median$1,163/mo

Detailed Housing Stats

$1,137/mo
Median Gross Rent
$392,800
Median Home Value
$1,322/mo
Monthly Owner Cost
28.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Cache County ranks #1,479 of 3,144 counties for affordability (top 47%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Cache County, Utah

Cache's rents climb above national norms

Cache County's 17.4% rent-to-income ratio edges above the national baseline, reflecting stronger regional demand and higher cost of living. Median income of $78,292 nearly matches the national median, but housing costs have risen faster, signaling tightening affordability.

Priciest county among peers surveyed

Cache County's 17.4% rent-to-income ratio exceeds Utah's state average of 16.6%, and at $1,137 monthly rent, it ranks highest among the eight counties reviewed. This premium reflects Cache's popularity as a college and business hub, particularly around Logan.

Notably expensive versus Box Elder

Cache's $1,137 rent towers $109 above Box Elder's $1,028 and $103 above Beaver's $1,034, making it the costliest rental market regionally. Home values follow suit: Cache's median of $392,800 significantly exceeds both Beaver and Box Elder, reflecting strong demand.

Housing squeezes a bigger income share

Renters dedicate 17.4% of income to housing while owners commit 20.2%, both comfortably below the 30% rule but noticeably higher than nearby counties. Cache's higher median home value of $392,800 reflects its role as Utah's education and innovation center.

Cache offers growth potential at a cost

Cache County suits those prioritizing job growth, education, and urban amenities over lowest-cost housing. If affordability is paramount, consider Beaver or Box Elder instead; if career opportunity matters most, Cache's premium is justified by its economic vitality.

Cost of Living Advisory: Cache County

Affordability Verdict

Cache County is affordable for renters, with a median gross rent of $1,137/month representing approximately 17.4% of median household income. The rent burden (GRAPI) stands at 28.0%.

Rent vs. Own

The median rent in Cache County is $1,137/month, while owner costs run $1,322/month. Renting saves approximately $185/month.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $45,480/year. For owner costs at the 28% rule, the required income is roughly $56,657/year. With a median household income of $78,292, most households can comfortably afford rent here. Notably, 28.0% of renter households in Cache County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Cache County sits 10% more expensive than Beaver County ($1,034/month) in terms of median gross rent.

Affordability Calculator

See how your income compares to housing costs in Cache County

$

Rent Burden

17.4%

of gross income

Max Housing (28% Rule)

$1,827

per month

Owner Cost Burden

20.3%

of gross income

The median home in Cache County may be a stretch

Median home value is $392,800. Estimated monthly cost: $3,136 vs. your max of $1,827.

Rent Affordability Guide

Your rent-to-income ratio17.4%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $78,292Needed: $45,480
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $78,292Needed: $56,657
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? No
Your income: $78,292Needed: $91,415

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Cache County, Utah?
Cache County, Utah has a median monthly rent of $1,137/mo and a median home value of $392,800. The affordability rating is Unaffordable, with rent making up approximately 28.0% of median household income.
What is the median rent in Cache County?
The median gross rent in Cache County is $1,137/mo. This is 3% above state average for Utah.
Is Cache County affordable?
Cache County is rated Unaffordable based on rent-to-income ratio of 28.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Cache County's rent compare to the state average?
Cache County's median rent of $1,137/mo is 3% above state average of $1,101/mo for Utah.
What is the median home value in Cache County?
The median home value in Cache County, Utah is $392,800. This is 39% above the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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