Cost of Living in Terrell County, Texas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
Detailed Housing Stats
National Ranking
Affordability Rank
Terrell County ranks #322 of 3,144 counties for affordability (top 10%)
Data Story
About Cost of Living in Terrell County, Texas
Terrell offers homeownership relief with limited rent data
Rental data is unavailable for Terrell County, but homeowner costs are remarkably low: $532 monthly on a median income of just $46,989. This suggests an 13.6% housing-cost-to-income ratio for homeowners—well below both state and national benchmarks.
Limited data masks likely affordability strength
While rental data gaps limit full comparison, Terrell's $532 median owner cost places it among Texas's most affordable counties for homeownership. The county's sparse population and rural character explain both the data limitations and the low absolute housing costs.
Homeownership remains most affordable option
Terrell's $532 monthly owner cost and $152,200 median home value underscore the county's deep rural character compared to neighbors with higher rent markets. Purchasing a home here represents exceptional value for those seeking remote work or early retirement.
Owner costs stay remarkably low
Homeowners in Terrell spend approximately 13.6% of the county's $46,989 median income on housing, or $532 monthly. Rental market data is limited, so renters should seek local market information before relocating.
Homebuyers find exceptional value here
Terrell County is ideal for remote workers or retirees seeking rock-bottom homeownership costs in a genuine frontier county. If you're flexible on location and want maximum housing dollars, this remote West Texas county rewards patient house hunters with unbeatable affordability.
Cost of Living Advisory: Terrell County
Affordability Verdict
Housing in Terrell County is unknown. The median rent is N/A/month against a median household income of $46,989.
Rent vs. Own
Terrell County has incomplete rent-vs-own data. Median gross rent is N/A/month and median monthly owner cost is $532/month.
Income Needed
For owner costs at the 28% rule, the required income is roughly $22,800/year.
Regional Context
Rental cost data for Terrell County is unavailable for regional comparisons.
Affordability Calculator
See how your income compares to housing costs in Terrell County
Max Housing (28% Rule)
$1,096
per month
Owner Cost Burden
13.6%
of gross income
The median home in Terrell County may be a stretch
Median home value is $152,200. Estimated monthly cost: $1,215 vs. your max of $1,096.
Income Needed Calculator
See how much you need to earn to comfortably afford housing
N/A
Data unavailable
$0/yr
Needed to stay within recommended threshold
$0/yr
Needed to stay within recommended threshold
Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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