Cost of Living in Rockwall County, Texas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Rockwall County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Rockwall County ranks #3,091 of 3,142 counties for affordability (bottom 2%)
Sourced county brief
Rockwall County Median Gross Rent Estimated at $1,992
In Rockwall County, Texas, the median gross rent is $1,992 per month, which is $997 above the Texas unweighted county mean of $995. The official median gross rent as a percentage of household income (GRAPI) was 31.1%, according to ACS table B25071. This percentage is 4.2 percentage points higher than the state unweighted county mean of 26.9%. For owner-occupied housing, the median home value reached $415,500, a figure significantly higher than the Texas unweighted county mean of $185,237. Median selected monthly owner costs for all owner-occupied units were $2,175, compared to the state unweighted county mean of $877. The median income for renter households was estimated at $69,954. These findings, from the 2020-2024 ACS 5-Year Estimates, offer a statistical profile of housing costs in the county during the specified survey period. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Rockwall County
Affordability Verdict
ACS B25071 estimates median gross rent at 31.1% of renter household income in Rockwall County, which is between the 30% and 50% rent-burden benchmarks. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $1,992 per month; median selected monthly owner costs are $2,175. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $79,680 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Texas unweighted mean of county median rents is $995 per month. Rockwall County's $1,992 median is 100.2% above that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Rockwall County
Rent Burden
18.7%
of gross income
Max Housing (28% Rule)
$2,986
per month
Owner Cost Burden
20.4%
of gross income
The median home in Rockwall County may be a stretch
Median home value is $415,500. Estimated monthly cost: $3,317 vs. your max of $2,986.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
$0/yr
Needed to stay within recommended threshold
$0/yr
Needed to stay within recommended threshold
$0/yr
Needed to stay within recommended threshold
Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
What is the cost of living in Rockwall County, Texas?
What is the median rent in Rockwall County?
Is Rockwall County affordable?
How does Rockwall County's rent compare to the state average?
What is the median home value in Rockwall County?
Counties with Similar Housing Costs
Planning a Move?
Researching the cost of living in Rockwall County, Texas? Compare moving quotes from top providers and save on your relocation.
Compare Moving QuotesCompare Mortgage Rates in Rockwall County
Whether you're buying in Rockwall County, Texas, or refinancing, compare rates from top lenders using the terms each lender provides.
See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
CostByCounty participates in affiliate programs. We may earn a commission when you use our links, at no extra cost to you.