Cost of Living in Rains County, Texas

$895/mo
Median Monthly Rent
$214,900
Median Home Value
7% below state averageUnaffordable

At a Glance

Median Monthly Rent
$895/mo
7% below state average
Median Home Value
$214,900
24% below national
Rent-to-Income Ratio
26.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Rains County Compares

Median monthly rent comparison

Rains County$895/mo
Texas Average$963/mo
National Median$1,163/mo

Detailed Housing Stats

$895/mo
Median Gross Rent
$214,900
Median Home Value
$887/mo
Monthly Owner Cost
26.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Rains County, Texas

Rains offers balanced affordability

Rains County's 16.6% rent-to-income ratio is the lowest among these eight counties and sits well below the Texas average of 18.1%. With median income at $64,874 and median rent at $895, renters here enjoy comfortable affordability compared to both state and national benchmarks.

Top-tier affordability across Texas

Rains County ranks among Texas's most affordable counties for renters, balancing reasonable housing costs with solid household incomes. This combination positions Rains as an attractive option for those seeking affordability without sacrificing economic opportunity.

Most affordable option in comparison

At $895 monthly rent and 16.6% rent-to-income ratio, Rains County offers the best overall affordability balance among this eight-county set. The median home value of $214,900 reflects strong property values while maintaining reasonable monthly carrying costs.

Owning and renting nearly equal here

Renters pay $895 monthly while homeowners pay $887—the narrowest monthly gap in this comparison—suggesting strong equity-building potential. With median income at $64,874 and median home value at $214,900, ownership remains within realistic reach for working families.

Rains County rewards the patient buyer

If affordability matters and you're considering relocation, Rains County delivers the best combination of low rent burden and strong home values among these eight counties. Explore Rains first—its 16.6% rent-to-income ratio leaves more room in your budget than nearly all alternatives listed here.

Affordability Calculator

See how your income compares to housing costs in Rains County

$

Rent Burden

16.6%

of gross income

Max Housing (28% Rule)

$1,514

per month

Owner Cost Burden

16.4%

of gross income

The median home in Rains County may be a stretch

Median home value is $214,900. Estimated monthly cost: $1,716 vs. your max of $1,514.

Rent Affordability Guide

Your rent-to-income ratio16.6%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Rains County, Texas?
Rains County, Texas has a median monthly rent of $895/mo and a median home value of $214,900. The affordability rating is Unaffordable, with rent making up approximately 26.0% of median household income.
What is the median rent in Rains County?
The median gross rent in Rains County is $895/mo. This is 7% below state average for Texas.
Is Rains County affordable?
Rains County is rated Unaffordable based on rent-to-income ratio of 26.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Rains County's rent compare to the state average?
Rains County's median rent of $895/mo is 7% below state average of $963/mo for Texas.
What is the median home value in Rains County?
The median home value in Rains County, Texas is $214,900. This is 24% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.