Cost of Living in Charlton County, Georgia
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Charlton County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Charlton County ranks #1,278 of 3,144 counties for affordability (top 41%)
Data Story
About Cost of Living in Charlton County, Georgia
Charlton's housing burden ranks highest regionally
Charlton County renters spend 22.1% of income on housing—2.1 percentage points above the national 20% threshold and 3.5 points above Georgia's 18.6% average. With a median household income of just $48,534 and rents at $895 monthly, Charlton residents face the tightest squeeze in their region.
Charlton ranks among Georgia's most strained
Charlton County's 22.1% rent-to-income ratio sits well above Georgia's 18.6% average, placing it among the state's most housing-burdened counties. At $895 monthly rent, Charlton residents stretch limited incomes further than most counties, signaling genuine affordability stress.
Charlton's burden exceeds all nearby counties
Charlton's 22.1% rent-to-income ratio ranks highest among regional peers: far above Calhoun (13.7%), Burke (18.1%), Candler (16.8%), and even Butts (19.3%). Its median rent of $895 undercuts only Butts ($952) and Camden ($1,167), yet still consumes disproportionate income.
Renting strains tighter than owning in Charlton
Charlton renters pay $895 monthly (22.1% of income) while homeowners spend $575 (14.2% of income)—a $320 gap strongly favoring ownership. At $48,534 median household income, homeownership delivers meaningful relief for Charlton residents compared to the rental market.
Homeownership essential in budget-conscious Charlton
If you're considering Charlton County on a modest income, prioritize homeownership: the median home value of $119,000 offers $320 monthly savings versus renting. Compare it against more affordable Calhoun ($638 rent) or Candler ($706 rent) if lower housing burden is your priority.
Cost of Living Advisory: Charlton County
Affordability Verdict
Housing in Charlton County is affordable. The median rent is $895/month against a median household income of $48,534, putting rent at 22.1% of income.
Rent vs. Own
The median rent in Charlton County is $895/month, while owner costs run $575/month. Owning saves approximately $320/month.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $35,800/year. For owner costs at the 28% rule, the required income is roughly $24,643/year. With a median household income of $48,534, most households can comfortably afford rent here. Notably, 32.0% of renter households in Charlton County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Within Georgia, Charlton County is more affordable than Dade County by roughly 6% ($895/mo vs $843/mo).
Affordability Calculator
See how your income compares to housing costs in Charlton County
Rent Burden
22.1%
of gross income
Max Housing (28% Rule)
$1,132
per month
Owner Cost Burden
14.2%
of gross income
You can likely afford the median home in Charlton County
Median home value is $119,000. Estimated monthly cost: $950 vs. your max of $1,132.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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