Cost of Living in Charlton County, Georgia

$895/mo

Median Monthly Rent

$119,000

Median Home Value

3% below state averageUnaffordable

At a Glance

Median Monthly Rent

$895/mo

3% below state average

Median Home Value

$119,000

58% below national

Rent-to-Income Ratio

32.0%

% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating

Unaffordable

Rent over 50% of income

How Charlton County Compares

Median monthly rent comparison

Charlton County$895/mo

Georgia Average$927/mo

National Median$1,163/mo

Detailed Housing Stats

$895/mo

Median Gross Rent

$119,000

Median Home Value

$575/mo

Monthly Owner Cost

32.0%

Rent-to-Income Ratio

Data Story

About Cost of Living in Charlton County, Georgia

Charlton's housing burden ranks highest regionally

Charlton County renters spend 22.1% of income on housing—2.1 percentage points above the national 20% threshold and 3.5 points above Georgia's 18.6% average. With a median household income of just $48,534 and rents at $895 monthly, Charlton residents face the tightest squeeze in their region.

Charlton ranks among Georgia's most strained

Charlton County's 22.1% rent-to-income ratio sits well above Georgia's 18.6% average, placing it among the state's most housing-burdened counties. At $895 monthly rent, Charlton residents stretch limited incomes further than most counties, signaling genuine affordability stress.

Charlton's burden exceeds all nearby counties

Charlton's 22.1% rent-to-income ratio ranks highest among regional peers: far above Calhoun (13.7%), Burke (18.1%), Candler (16.8%), and even Butts (19.3%). Its median rent of $895 undercuts only Butts ($952) and Camden ($1,167), yet still consumes disproportionate income.

Renting strains tighter than owning in Charlton

Charlton renters pay $895 monthly (22.1% of income) while homeowners spend $575 (14.2% of income)—a $320 gap strongly favoring ownership. At $48,534 median household income, homeownership delivers meaningful relief for Charlton residents compared to the rental market.

Homeownership essential in budget-conscious Charlton

If you're considering Charlton County on a modest income, prioritize homeownership: the median home value of $119,000 offers $320 monthly savings versus renting. Compare it against more affordable Calhoun ($638 rent) or Candler ($706 rent) if lower housing burden is your priority.

Affordability Calculator

See how your income compares to housing costs in Charlton County

Your Annual Household Income

Rent Burden

22.1%

of gross income

Max Housing (28% Rule)

$1,132

per month

Owner Cost Burden

14.2%

of gross income

You can likely afford the median home in Charlton County

Median home value is $119,000. Estimated monthly cost: $950 vs. your max of $1,132.

Rent Affordability Guide

Your rent-to-income ratio22.1%

Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Charlton County, Georgia?

Charlton County, Georgia has a median monthly rent of $895/mo and a median home value of $119,000. The affordability rating is Unaffordable, with rent making up approximately 32.0% of median household income.

What is the median rent in Charlton County?

The median gross rent in Charlton County is $895/mo. This is 3% below state average for Georgia.

Is Charlton County affordable?

Charlton County is rated Unaffordable based on rent-to-income ratio of 32.0%. Spending over 50% of income on rent is generally considered unaffordable.

How does Charlton County's rent compare to the state average?

Charlton County's median rent of $895/mo is 3% below state average of $927/mo for Georgia.

What is the median home value in Charlton County?

The median home value in Charlton County, Georgia is $119,000. This is 58% below the national median home value of $281,900.