Cost of Living in Montgomery County, Texas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Montgomery County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Montgomery County, Texas
Montgomery outpaces national affordability
Montgomery County renters spend 18.1% of income on housing, matching the Texas average but beating the nation's affordability challenges. With a median household income of $97,266—30% above the U.S. average of $74,755—residents here have stronger financial cushion than most Americans facing housing costs.
Middle ground in Texas housing markets
Montgomery's rent-to-income ratio of 18.1% puts it right at the Texas state average, neither among the most nor least affordable counties in the state. The median home value of $317,500 reflects its proximity to the Houston metro area and suburban growth patterns.
Higher costs, higher incomes nearby
Montgomery County's median rent of $1,471 significantly exceeds neighboring Moore County ($894) and Morris County ($824), though its median household income of $97,266 is substantially higher than all regional peers. Renters here pay roughly 50% more monthly but earn considerably more, reflecting the county's more affluent demographic profile.
Montgomery's housing budget breakdown
Renters allocate $1,471 monthly while homeowners pay $1,652, leaving substantial income for other necessities given the $97,266 median household income. Housing consumes less than one-fifth of Montgomery household budgets, well within the affordability comfort zone.
Considering a move to Montgomery?
Montgomery offers strong affordability for higher-income households seeking suburban Houston proximity without extreme cost burdens. Compare these numbers against your current location: if you're paying more than 18% of income toward housing, Montgomery's market may offer relief—but confirm local job opportunities match your income expectations first.
Affordability Calculator
See how your income compares to housing costs in Montgomery County
Rent Burden
18.1%
of gross income
Max Housing (28% Rule)
$2,270
per month
Owner Cost Burden
20.4%
of gross income
The median home in Montgomery County may be a stretch
Median home value is $317,500. Estimated monthly cost: $2,535 vs. your max of $2,270.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.