Cost of Living in Lynn County, Texas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Lynn County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Lynn County ranks #2,745 of 3,144 counties for affordability (bottom 13%)
Data Story
About Cost of Living in Lynn County, Texas
Lynn's rents run slightly above national norms
Lynn County renters spend 19.5% of household income on housing, exceeding national averages and indicating moderate affordability pressure. At $933/month rent paired with a $57,411 median household income, Lynn residents face noticeably tighter housing budgets than typical Americans.
Above Texas average but not extreme
Lynn's 19.5% rent-to-income ratio exceeds Texas's 18.1% state average, placing it among less affordable state counties though not among the extremes. Rents run $30 above the Texas median, reflecting moderate demand pressure in a region with lower-than-average incomes.
Middle-of-the-pack affordability challenge
Lynn's 19.5% ratio sits between affordability leaders Lipscomb (13.6%) and Limestone (17.2%), and alongside Liberty (19.2%), while beating pressured counties Live Oak (21.1%) and Lubbock (21.5%). Lynn represents the regional middle ground on housing stress.
Homeownership offers modest monthly savings
Lynn homeowners with median home value of $130,800 pay $698/month, saving $235 monthly compared to renters ($933/month). Ownership consumes about 14.6% of household income versus 19.5% for renters, making the mortgage path measurably more affordable.
Lynn suits homebuyers on tight budgets
If you're ready to buy and seeking modest home values with meaningful monthly savings, Lynn County delivers solid value relative to its peer group. Budget-conscious homebuyers will find their dollars stretch here better than renting, though renters should carefully weigh monthly costs against their income.
Cost of Living Advisory: Lynn County
Affordability Verdict
For renters in Lynn County, the market is affordable. Expect to pay around $933/month in gross rent, with 31.0% of renter households considered cost-burdened.
Rent vs. Own
At $933/month rent versus $698/month in owner costs, owning is roughly $235/month cheaper — a 25% difference.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $37,320/year. For owner costs at the 28% rule, the required income is roughly $29,914/year. With a median household income of $57,411, most households can comfortably afford rent here. Notably, 31.0% of renter households in Lynn County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Within Texas, Lynn County is more affordable than Callahan County by roughly 6% ($933/mo vs $881/mo).
Affordability Calculator
See how your income compares to housing costs in Lynn County
Rent Burden
19.5%
of gross income
Max Housing (28% Rule)
$1,340
per month
Owner Cost Burden
14.6%
of gross income
You can likely afford the median home in Lynn County
Median home value is $130,800. Estimated monthly cost: $1,044 vs. your max of $1,340.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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