Cost of Living in Liberty County, Texas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Liberty County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Liberty County ranks #3,051 of 3,144 counties for affordability (bottom 3%)
Data Story
About Cost of Living in Liberty County, Texas
Liberty rents run higher than U.S. average
Liberty County renters spend 19.2% of household income on rent, outpacing the national average by about a percentage point. That gap reflects both modest local incomes ($64,773 median) and moderate rent levels ($1,038/month) that squeeze monthly budgets slightly tighter than typical American households.
Above-average affordability pressure in Texas
Liberty's 19.2% rent-to-income ratio places it above Texas's 18.1% state average, marking it among less affordable counties across the state. With median rent running $75 above the state median of $963, housing competition here is measurably stronger than Texas norms.
Limestone and Lipscomb offer better deals
Limestone County just to the south delivers lower rent ($835/month) with a healthier 17.2% rent-to-income ratio, while Lipscomb County far to the north posts the region's best affordability at 13.6%. Liberty sits in the middle of this cluster, offering neither the bargain basement prices nor the tightest squeeze on renters.
Homeownership slightly cheaper than renting
Liberty homeowners pay $886/month with a median home value of $167,100, while renters shell out $1,038/month—making the mortgage route about $152/month lighter on the wallet. Together, housing consumes roughly a third of the median household income, leaving less room for other essentials than many U.S. counties.
Consider Liberty if you value stability
If you're weighing Texas options, Liberty's moderate costs and homeownership advantage make sense for buyers ready to commit; however, renters eyeing lower prices should explore Limestone to the south. Check how your expected income stacks against these benchmarks—a move here works best if you earn near or above the county median.
Cost of Living Advisory: Liberty County
Affordability Verdict
For renters in Liberty County, the market is affordable. Expect to pay around $1,038/month in gross rent, with 35.0% of renter households considered cost-burdened.
Rent vs. Own
The median rent in Liberty County is $1,038/month, while owner costs run $886/month. Owning saves approximately $152/month.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $41,520/year. For owner costs at the 28% rule, the required income is roughly $37,971/year. With a median household income of $64,773, most households can comfortably afford rent here. Notably, 35.0% of renter households in Liberty County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Within Texas, Liberty County is more affordable than Walker County by roughly 5% ($1,038/mo vs $986/mo).
Affordability Calculator
See how your income compares to housing costs in Liberty County
Rent Burden
19.2%
of gross income
Max Housing (28% Rule)
$1,511
per month
Owner Cost Burden
16.4%
of gross income
You can likely afford the median home in Liberty County
Median home value is $167,100. Estimated monthly cost: $1,334 vs. your max of $1,511.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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