Cost of Living in Lampasas County, Texas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Lampasas County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Lampasas County ranks #2,347 of 3,142 counties for affordability (bottom 25%)
Sourced county brief
Lampasas County Median Selected Monthly Owner Costs Total 1070 Dollars
Lampasas County recorded a median selected monthly owner cost of $1,070 for all owner-occupied units, which is $193 higher than the Texas unweighted county mean of $877. The official median gross rent as a percentage of household income (GRAPI) was 24.9%. This percentage is 2.0 percentage points below the state unweighted county mean official GRAPI of 26.9%. For renter households, the median gross rent was $1,059 per month, while the state unweighted county mean was $995. The median home value in the county was estimated at $250,400, which exceeds the state unweighted county mean of $185,237. Renter households had a median income of $53,936 according to the 2020-2024 American Community Survey. The rent-to-income value is categorized as the official ACS B25071 GRAPI estimate. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Lampasas County
Affordability Verdict
ACS B25071 estimates median gross rent at 24.9% of renter household income in Lampasas County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $1,059 per month; median selected monthly owner costs are $1,070. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $42,360 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Texas unweighted mean of county median rents is $995 per month. Lampasas County's $1,059 median is 6.4% above that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Lampasas County
Rent Burden
15.5%
of gross income
Max Housing (28% Rule)
$1,907
per month
Owner Cost Burden
15.7%
of gross income
The median home in Lampasas County may be a stretch
Median home value is $250,400. Estimated monthly cost: $1,999 vs. your max of $1,907.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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