Cost of Living in Lampasas County, Texas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Lampasas County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Lampasas County ranks #2,428 of 3,144 counties for affordability (bottom 23%)
Data Story
About Cost of Living in Lampasas County, Texas
Lampasas County beats national averages
Lampasas County's rent-to-income ratio of 15.0% significantly underperforms the national affordability standard, giving residents substantial financial flexibility. With median household income ($76,919) exceeding the national average by $2,164, Lampasas offers both higher incomes and lower housing-cost burdens.
Texas's most affluent housing market
Lampasas County boasts the highest median household income ($76,919) among these eight counties and ranks well above Texas's state average for income. Its 15.0% rent-to-income ratio beats the state average of 18.1%, making it both wealthy and affordable—a rare combination.
Premium pricing, premium incomes
Lampasas County's $961 rent and $236,000 median home value represent the highest in this region, but so does its median household income of $76,919. Its residents have significantly more earning power than neighbors like Lavaca County ($61,768) or Leon County ($59,975), justifying the premium.
Higher costs, higher capacity
Lampasas County residents spend $961 monthly on rent (15% of income) or $1,064 on mortgage payments (16.6% of income), among the highest absolute costs in this group. However, their median income of $76,919 makes these payments manageable, leaving ample room for savings and discretionary spending.
Lampasas for affluent professionals
Lampasas County delivers premium amenities and strong affordability ratios if your household income matches or exceeds the $76,919 median. If you're earning well and seeking a prosperous community with manageable housing costs, compare Lampasas against neighboring Lavaca and Leon Counties.
Cost of Living Advisory: Lampasas County
Affordability Verdict
For renters in Lampasas County, the market is affordable. Expect to pay around $961/month in gross rent, with 28.0% of renter households considered cost-burdened.
Rent vs. Own
Renters in Lampasas County pay $961/month on average, compared to $1,064/month for homeowners. This market favors renters by about 10%.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $38,440/year. For owner costs at the 28% rule, the required income is roughly $45,600/year. With a median household income of $76,919, most households can comfortably afford rent here. Notably, 28.0% of renter households in Lampasas County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Within Texas, Lampasas County is more affordable than Castro County by roughly 6% ($961/mo vs $910/mo).
Affordability Calculator
See how your income compares to housing costs in Lampasas County
Rent Burden
15.0%
of gross income
Max Housing (28% Rule)
$1,795
per month
Owner Cost Burden
16.6%
of gross income
The median home in Lampasas County may be a stretch
Median home value is $236,000. Estimated monthly cost: $1,884 vs. your max of $1,795.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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