Cost of Living in Karnes County, Texas

$872/mo
Median Monthly Rent
$136,900
Median Home Value

At a Glance

Median Monthly Rent
$872/mo
9% below state average
Median Home Value
$136,900
51% below national
Rent-to-Income Ratio
23.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Karnes County Compares

Median monthly rent comparison

Karnes County$872/mo
Texas Average$963/mo
National Median$1,163/mo

Detailed Housing Stats

$872/mo
Median Gross Rent
$136,900
Median Home Value
$692/mo
Monthly Owner Cost
23.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Karnes County ranks #2,417 of 3,144 counties for affordability (bottom 23%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Karnes County, Texas

Karnes County rents stay manageable

Karnes County renters spend 17.7% of income on housing, meeting the national average of 18.1% and tying for the best performance in this county group. With a median household income of $59,103 and rent of $872, Karnes delivers genuine affordability.

Beats Texas state average affordability

Karnes County's 17.7% rent-to-income ratio matches Jones County's for the best result and exceeds the Texas state average of 18.1%. The median rent of $872 runs 9% below the state average, making Karnes one of Texas's most accessible counties.

Solid affordability in South Texas

Karnes's $872 rent trails only Jasper ($790) and Jim Hogg ($820) while undercutting Jefferson ($1,079), Jeff Davis ($1,314), and Johnson ($1,343). The county's 17.7% burden ties Jones County for the region's best performance.

Ownership slightly cheaper than renting

Renters contribute $872 monthly while homeowners pay $692—a $180 advantage for those purchasing the county's $136,900 median homes. Housing overall consumes approximately 17-18% of household income across both tenure types.

Excellent value for South Texas relocators

Karnes County ties Jones County for best overall affordability and ranks among Texas's most accessible housing markets. Whether you're renting or buying, Karnes delivers exceptional value comparable to Jones while offering a distinct South Texas character.

Cost of Living Advisory: Karnes County

Affordability Verdict

Housing in Karnes County is affordable. The median rent is $872/month against a median household income of $59,103, putting rent at 17.7% of income.

Rent vs. Own

At $872/month rent versus $692/month in owner costs, owning is roughly $180/month cheaper — a 21% difference.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $34,880/year. For owner costs at the 28% rule, the required income is roughly $29,657/year. With a median household income of $59,103, most households can comfortably afford rent here. Notably, 23.0% of renter households in Karnes County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Within Texas, Karnes County is more affordable than Cass County by roughly 6% ($872/mo vs $821/mo).

Affordability Calculator

See how your income compares to housing costs in Karnes County

$

Rent Burden

17.7%

of gross income

Max Housing (28% Rule)

$1,379

per month

Owner Cost Burden

14.1%

of gross income

You can likely afford the median home in Karnes County

Median home value is $136,900. Estimated monthly cost: $1,093 vs. your max of $1,379.

Rent Affordability Guide

Your rent-to-income ratio17.7%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $59,103Needed: $34,880
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $59,103Needed: $29,657
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $59,103Needed: $31,860

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Karnes County, Texas?
Karnes County, Texas has a median monthly rent of $872/mo and a median home value of $136,900. The affordability rating is Unaffordable, with rent making up approximately 23.0% of median household income.
What is the median rent in Karnes County?
The median gross rent in Karnes County is $872/mo. This is 9% below state average for Texas.
Is Karnes County affordable?
Karnes County is rated Unaffordable based on rent-to-income ratio of 23.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Karnes County's rent compare to the state average?
Karnes County's median rent of $872/mo is 9% below state average of $963/mo for Texas.
What is the median home value in Karnes County?
The median home value in Karnes County, Texas is $136,900. This is 51% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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