Cost of Living in Jones County, Texas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Jones County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Jones County ranks #3,060 of 3,144 counties for affordability (bottom 3%)
Data Story
About Cost of Living in Jones County, Texas
Jones County achieves best-in-class affordability
Jones County renters spend just 17.7% of income on housing, the lowest burden among these eight counties and nearly a full point better than the national average of 18.1%. The county's median household income of $63,472 and moderate rent of $938 combine to create truly accessible housing.
Outperforms Texas average affordability
Jones County's 17.7% rent-to-income ratio beats the Texas state average of 18.1%, placing it among the state's most affordable counties. The median rent of $938 sits just below the state average of $963, delivering genuine accessibility.
Best affordability in the entire comparison
Jones County's 17.7% burden outperforms all seven peers, including even Jasper County (19.0%) and Karnes County (17.7% tie). The $938 median rent provides excellent value against higher-cost neighbors like Jefferson ($1,079) and Jeff Davis ($1,314).
Lower ownership costs, moderate rents
Renters pay $938 monthly while homeowners spend $746—an $192 advantage for purchasing that makes the county's $92,700 median home value an exceptional value. Together, housing claims roughly 18% of typical household income regardless of tenure type.
Texas's smartest housing bargain
Jones County delivers the best housing affordability in this analysis—lowest rent-to-income burden, competitive incomes, and among the lowest home values. If you're relocating to Texas and prioritize genuine affordability without sacrificing income potential, Jones County deserves your serious consideration.
Cost of Living Advisory: Jones County
Affordability Verdict
For renters in Jones County, the market is affordable. Expect to pay around $938/month in gross rent, with 27.0% of renter households considered cost-burdened.
Rent vs. Own
Renters in Jones County pay $938/month on average, compared to $746/month for homeowners. This market favors buyers by about 20%.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $37,520/year. For owner costs at the 28% rule, the required income is roughly $31,971/year. With a median household income of $63,472, most households can comfortably afford rent here. Notably, 27.0% of renter households in Jones County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Compared to Brown County where rent averages $887/month, Jones County is approximately 6% more expensive.
Affordability Calculator
See how your income compares to housing costs in Jones County
Rent Burden
17.7%
of gross income
Max Housing (28% Rule)
$1,481
per month
Owner Cost Burden
14.1%
of gross income
You can likely afford the median home in Jones County
Median home value is $92,700. Estimated monthly cost: $740 vs. your max of $1,481.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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