Cost of Living in Jones County, Texas

$938/mo
Median Monthly Rent
$92,700
Median Home Value

At a Glance

Median Monthly Rent
$938/mo
3% below state average
Median Home Value
$92,700
67% below national
Rent-to-Income Ratio
27.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Jones County Compares

Median monthly rent comparison

Jones County$938/mo
Texas Average$963/mo
National Median$1,163/mo

Detailed Housing Stats

$938/mo
Median Gross Rent
$92,700
Median Home Value
$746/mo
Monthly Owner Cost
27.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Jones County ranks #3,060 of 3,144 counties for affordability (bottom 3%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Jones County, Texas

Jones County achieves best-in-class affordability

Jones County renters spend just 17.7% of income on housing, the lowest burden among these eight counties and nearly a full point better than the national average of 18.1%. The county's median household income of $63,472 and moderate rent of $938 combine to create truly accessible housing.

Outperforms Texas average affordability

Jones County's 17.7% rent-to-income ratio beats the Texas state average of 18.1%, placing it among the state's most affordable counties. The median rent of $938 sits just below the state average of $963, delivering genuine accessibility.

Best affordability in the entire comparison

Jones County's 17.7% burden outperforms all seven peers, including even Jasper County (19.0%) and Karnes County (17.7% tie). The $938 median rent provides excellent value against higher-cost neighbors like Jefferson ($1,079) and Jeff Davis ($1,314).

Lower ownership costs, moderate rents

Renters pay $938 monthly while homeowners spend $746—an $192 advantage for purchasing that makes the county's $92,700 median home value an exceptional value. Together, housing claims roughly 18% of typical household income regardless of tenure type.

Texas's smartest housing bargain

Jones County delivers the best housing affordability in this analysis—lowest rent-to-income burden, competitive incomes, and among the lowest home values. If you're relocating to Texas and prioritize genuine affordability without sacrificing income potential, Jones County deserves your serious consideration.

Cost of Living Advisory: Jones County

Affordability Verdict

For renters in Jones County, the market is affordable. Expect to pay around $938/month in gross rent, with 27.0% of renter households considered cost-burdened.

Rent vs. Own

Renters in Jones County pay $938/month on average, compared to $746/month for homeowners. This market favors buyers by about 20%.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $37,520/year. For owner costs at the 28% rule, the required income is roughly $31,971/year. With a median household income of $63,472, most households can comfortably afford rent here. Notably, 27.0% of renter households in Jones County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Compared to Brown County where rent averages $887/month, Jones County is approximately 6% more expensive.

Affordability Calculator

See how your income compares to housing costs in Jones County

$

Rent Burden

17.7%

of gross income

Max Housing (28% Rule)

$1,481

per month

Owner Cost Burden

14.1%

of gross income

You can likely afford the median home in Jones County

Median home value is $92,700. Estimated monthly cost: $740 vs. your max of $1,481.

Rent Affordability Guide

Your rent-to-income ratio17.7%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $63,472Needed: $37,520
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $63,472Needed: $31,971
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $63,472Needed: $21,574

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Jones County, Texas?
Jones County, Texas has a median monthly rent of $938/mo and a median home value of $92,700. The affordability rating is Unaffordable, with rent making up approximately 27.0% of median household income.
What is the median rent in Jones County?
The median gross rent in Jones County is $938/mo. This is 3% below state average for Texas.
Is Jones County affordable?
Jones County is rated Unaffordable based on rent-to-income ratio of 27.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Jones County's rent compare to the state average?
Jones County's median rent of $938/mo is 3% below state average of $963/mo for Texas.
What is the median home value in Jones County?
The median home value in Jones County, Texas is $92,700. This is 67% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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