Cost of Living in Jackson County, Texas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Jackson County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Jackson County ranks #2,151 of 3,144 counties for affordability (bottom 32%)
Data Story
About Cost of Living in Jackson County, Texas
Jackson County's modest affordability gap
Jackson County's 19.6% rent-to-income ratio sits just above the national baseline, indicating moderate housing pressure that remains within manageable range. With median household income of $61,752—17% below the national average—residents face tighter affordability than wealthier U.S. regions but enjoy relatively stable housing costs.
Near parity with Texas average
Jackson County's 19.6% rent-to-income ratio runs 1.5 points above Texas's 18.1% state average, putting it slightly above the state's typical housing burden. Median rent of $1,011 stands 5% above the state average of $963, reflecting modest pricing pressure in an otherwise typical market.
Upper-middle tier housing costs
Jackson County's 19.6% burden ranks above Hutchinson County (15.6%), Howard County (16.7%), and Jack County (17.7%), but below Hunt County (20.3%) and Irion County (21.2%). Its $1,011 median rent places it in the region's upper-moderate cost range.
Jackson County housing expenses
Renters pay $1,011 monthly and homeowners pay $809, moderate-to-elevated costs, against median income of $61,752 annually. Housing claims 19.6% of renter income—approaching the upper bound of comfort and requiring careful household budgeting to leave room for other priorities.
Jackson County: consider if income stable
Jackson County works well if you're relocating with stable, above-county-median income that makes its $1,011 rent comfortable, or if you're purchasing at the $175,500 median home value. Check whether your current housing payment falls below Jackson's costs; if not, you may find better affordability in Howard, Hutchinson, or Jack counties.
Cost of Living Advisory: Jackson County
Affordability Verdict
Jackson County offers affordable rental housing at a median of $1,011/month — about 19.6% of the typical household income here.
Rent vs. Own
Renters in Jackson County pay $1,011/month on average, compared to $809/month for homeowners. This market favors buyers by about 20%.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $40,440/year. For owner costs at the 28% rule, the required income is roughly $34,671/year. With a median household income of $61,752, most households can comfortably afford rent here. Notably, 27.0% of renter households in Jackson County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Jackson County sits 6% more expensive than Montague County ($957/month) in terms of median gross rent.
Affordability Calculator
See how your income compares to housing costs in Jackson County
Rent Burden
19.6%
of gross income
Max Housing (28% Rule)
$1,441
per month
Owner Cost Burden
15.7%
of gross income
You can likely afford the median home in Jackson County
Median home value is $175,500. Estimated monthly cost: $1,401 vs. your max of $1,441.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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