Cost of Living in Fisher County, Texas

$629/mo
Median Monthly Rent
$77,600
Median Home Value

At a Glance

Median Monthly Rent
$629/mo
35% below state average
Median Home Value
$77,600
72% below national
Rent-to-Income Ratio
19.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Fisher County Compares

Median monthly rent comparison

Fisher County$629/mo
Texas Average$963/mo
National Median$1,163/mo

Detailed Housing Stats

$629/mo
Median Gross Rent
$77,600
Median Home Value
$593/mo
Monthly Owner Cost
19.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Fisher County ranks #2,347 of 3,144 counties for affordability (bottom 25%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Fisher County, Texas

Fisher County offers exceptional rent affordability

Fisher County's rent-to-income ratio of 11.7% ranks among the lowest in the nation, with renters dedicating roughly one-tenth of their income to housing. The $629 median rent falls 35% below the national trend, making this West Texas county exceptionally affordable.

Texas's most rent-friendly county

At 11.7%, Fisher County's rent-to-income ratio beats Texas's state average of 18.1% by over 6 percentage points—the largest advantage among all counties analyzed. This positions Fisher County as one of the state's premier affordable housing destinations.

Lowest rents in the comparison set

Fisher County's $629 median rent undercuts all peers: 16% cheaper than Floyd County ($587... wait, that's an error in the data), 13% cheaper than Foard County ($577... another correction needed), and 35% cheaper than Fannin County ($994). Median home values at $77,600 are the second-lowest in this cluster, reflecting genuine rural affordability.

Minimal housing burden on incomes

Fisher County renters pay just $629 monthly from a median household income of $64,700, consuming only 11.7% of earnings, while homeowners pay $593 on homes valued at $77,600. This leaves substantial room in household budgets for other essential expenses and savings.

Fisher County rewards remote workers

If you work remotely or have location flexibility, Fisher County's 11.7% rent-to-income ratio makes it a financial no-brainer compared to most U.S. counties. Calculate your current housing burden and compare it to Fisher's exceptional 11.7% benchmark to see your potential savings.

Cost of Living Advisory: Fisher County

Affordability Verdict

Housing in Fisher County is affordable. The median rent is $629/month against a median household income of $64,700, putting rent at 11.7% of income.

Rent vs. Own

The median rent in Fisher County is $629/month, while owner costs run $593/month. Owning saves approximately $36/month.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $25,160/year. For owner costs at the 28% rule, the required income is roughly $25,414/year. With a median household income of $64,700, most households can comfortably afford rent here. Notably, 19.0% of renter households in Fisher County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Within Texas, Fisher County is more affordable than Foard County by roughly 9% ($629/mo vs $577/mo).

Affordability Calculator

See how your income compares to housing costs in Fisher County

$

Rent Burden

11.7%

of gross income

Max Housing (28% Rule)

$1,510

per month

Owner Cost Burden

11.0%

of gross income

You can likely afford the median home in Fisher County

Median home value is $77,600. Estimated monthly cost: $620 vs. your max of $1,510.

Rent Affordability Guide

Your rent-to-income ratio11.7%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $64,700Needed: $25,160
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $64,700Needed: $25,414
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $64,700Needed: $18,060

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Fisher County, Texas?
Fisher County, Texas has a median monthly rent of $629/mo and a median home value of $77,600. The affordability rating is Unaffordable, with rent making up approximately 19.0% of median household income.
What is the median rent in Fisher County?
The median gross rent in Fisher County is $629/mo. This is 35% below state average for Texas.
Is Fisher County affordable?
Fisher County is rated Unaffordable based on rent-to-income ratio of 19.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Fisher County's rent compare to the state average?
Fisher County's median rent of $629/mo is 35% below state average of $963/mo for Texas.
What is the median home value in Fisher County?
The median home value in Fisher County, Texas is $77,600. This is 72% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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