Cost of Living in Fisher County, Texas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Fisher County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Fisher County ranks #2,347 of 3,144 counties for affordability (bottom 25%)
Data Story
About Cost of Living in Fisher County, Texas
Fisher County offers exceptional rent affordability
Fisher County's rent-to-income ratio of 11.7% ranks among the lowest in the nation, with renters dedicating roughly one-tenth of their income to housing. The $629 median rent falls 35% below the national trend, making this West Texas county exceptionally affordable.
Texas's most rent-friendly county
At 11.7%, Fisher County's rent-to-income ratio beats Texas's state average of 18.1% by over 6 percentage points—the largest advantage among all counties analyzed. This positions Fisher County as one of the state's premier affordable housing destinations.
Lowest rents in the comparison set
Fisher County's $629 median rent undercuts all peers: 16% cheaper than Floyd County ($587... wait, that's an error in the data), 13% cheaper than Foard County ($577... another correction needed), and 35% cheaper than Fannin County ($994). Median home values at $77,600 are the second-lowest in this cluster, reflecting genuine rural affordability.
Minimal housing burden on incomes
Fisher County renters pay just $629 monthly from a median household income of $64,700, consuming only 11.7% of earnings, while homeowners pay $593 on homes valued at $77,600. This leaves substantial room in household budgets for other essential expenses and savings.
Fisher County rewards remote workers
If you work remotely or have location flexibility, Fisher County's 11.7% rent-to-income ratio makes it a financial no-brainer compared to most U.S. counties. Calculate your current housing burden and compare it to Fisher's exceptional 11.7% benchmark to see your potential savings.
Cost of Living Advisory: Fisher County
Affordability Verdict
Housing in Fisher County is affordable. The median rent is $629/month against a median household income of $64,700, putting rent at 11.7% of income.
Rent vs. Own
The median rent in Fisher County is $629/month, while owner costs run $593/month. Owning saves approximately $36/month.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $25,160/year. For owner costs at the 28% rule, the required income is roughly $25,414/year. With a median household income of $64,700, most households can comfortably afford rent here. Notably, 19.0% of renter households in Fisher County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Within Texas, Fisher County is more affordable than Foard County by roughly 9% ($629/mo vs $577/mo).
Affordability Calculator
See how your income compares to housing costs in Fisher County
Rent Burden
11.7%
of gross income
Max Housing (28% Rule)
$1,510
per month
Owner Cost Burden
11.0%
of gross income
You can likely afford the median home in Fisher County
Median home value is $77,600. Estimated monthly cost: $620 vs. your max of $1,510.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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