Cost of Living in Deaf Smith County, Texas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Deaf Smith County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Deaf Smith County ranks #1,259 of 3,142 counties for affordability (top 40%)
Sourced county brief
Deaf Smith County Official GRAPI Sits at 23.8 Percent
The official median gross rent as a percentage of household income (GRAPI) in Deaf Smith County was 23.8%. This metric is 3.1 percentage points below the Texas unweighted county mean GRAPI of 26.9%. Median gross rent in the county was $926 per month, while the state unweighted county mean was $995. For households with mortgages or other ownership costs, the median selected monthly owner cost was $646, which is $231 below the state unweighted county mean of $877. The median value for owner-occupied housing units was $121,300, compared to the Texas unweighted county mean of $185,237. Additionally, the median renter-household income in the county was recorded as $52,150. All data points are snapshots from the 2020-2024 American Community Survey. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Deaf Smith County
Affordability Verdict
ACS B25071 estimates median gross rent at 23.8% of renter household income in Deaf Smith County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $926 per month; median selected monthly owner costs are $646. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $37,040 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Texas unweighted mean of county median rents is $995 per month. Deaf Smith County's $926 median is 6.9% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Deaf Smith County
Rent Burden
18.3%
of gross income
Max Housing (28% Rule)
$1,419
per month
Owner Cost Burden
12.8%
of gross income
You can likely afford the median home in Deaf Smith County
Median home value is $121,300. Estimated monthly cost: $968 vs. your max of $1,419.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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