CostBy County

Cost of Living in Deaf Smith County, Texas

$926/mo
Median Monthly Rent
$121,300
Median Home Value

At a Glance

Median Monthly Rent
$926/mo
7% below state average
Median Home Value
$121,300
64% below national
Census GRAPI
23.8%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Affordable
Median gross rent is under 30% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How Deaf Smith County Compares

Median monthly rent comparison

Deaf Smith County$926/mo
Texas Average$995/mo
National Median$1,413/mo

Detailed Housing Stats

$926/mo
Median Gross Rent
$121,300
Median Home Value
$646/mo
Monthly Owner Cost
23.8%
Census GRAPI

National Ranking

Affordability Rank

Deaf Smith County ranks #1,259 of 3,142 counties for affordability (top 40%)

Most AffordableLeast Affordable

Sourced county brief

Deaf Smith County Official GRAPI Sits at 23.8 Percent

The official median gross rent as a percentage of household income (GRAPI) in Deaf Smith County was 23.8%. This metric is 3.1 percentage points below the Texas unweighted county mean GRAPI of 26.9%. Median gross rent in the county was $926 per month, while the state unweighted county mean was $995. For households with mortgages or other ownership costs, the median selected monthly owner cost was $646, which is $231 below the state unweighted county mean of $877. The median value for owner-occupied housing units was $121,300, compared to the Texas unweighted county mean of $185,237. Additionally, the median renter-household income in the county was recorded as $52,150. All data points are snapshots from the 2020-2024 American Community Survey. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: Deaf Smith County

Affordability Verdict

ACS B25071 estimates median gross rent at 23.8% of renter household income in Deaf Smith County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $926 per month; median selected monthly owner costs are $646. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $37,040 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The Texas unweighted mean of county median rents is $995 per month. Deaf Smith County's $926 median is 6.9% below that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in Deaf Smith County

$

Rent Burden

18.3%

of gross income

Max Housing (28% Rule)

$1,419

per month

Owner Cost Burden

12.8%

of gross income

You can likely afford the median home in Deaf Smith County

Median home value is $121,300. Estimated monthly cost: $968 vs. your max of $1,419.

Rent Affordability Guide

Your entered rent as a share of entered income18.3%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $60,799Needed: $37,040
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $60,799Needed: $27,686
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $60,799Needed: $28,230

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Deaf Smith County, Texas?
Deaf Smith County, Texas has a median monthly rent of $926/mo and a median home value of $121,300. The affordability rating is Affordable, with median gross rent equal to approximately 23.8% of renter household income.
What is the median rent in Deaf Smith County?
The median gross rent in Deaf Smith County is $926/mo. This is 7% below state average for Texas.
Is Deaf Smith County affordable?
Deaf Smith County is rated Affordable using the Census median gross-rent-as-a-percentage-of-income measure of 23.8%. Median gross rent is under 30% of renter household income.
How does Deaf Smith County's rent compare to the state average?
Deaf Smith County's median rent of $926/mo is 7% below state average of $995/mo for Texas.
What is the median home value in Deaf Smith County?
The median home value in Deaf Smith County, Texas is $121,300. This is 64% below the national median home value of $332,700.

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Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

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