Cost of Living in Deaf Smith County, Texas

$919/mo

Median Monthly Rent

$116,000

Median Home Value

5% below state averageUnaffordable

At a Glance

Median Monthly Rent

$919/mo

5% below state average

Median Home Value

$116,000

59% below national

Rent-to-Income Ratio

21.0%

% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating

Unaffordable

Rent over 50% of income

How Deaf Smith County Compares

Median monthly rent comparison

Deaf Smith County$919/mo

Texas Average$963/mo

National Median$1,163/mo

Detailed Housing Stats

$919/mo

Median Gross Rent

$116,000

Median Home Value

$598/mo

Monthly Owner Cost

21.0%

Rent-to-Income Ratio

Data Story

About Cost of Living in Deaf Smith County, Texas

Deaf Smith stays below national stress

Deaf Smith County's rent-to-income ratio of 20.4% exceeds the national ideal but reflects a modest household income of $54,114—27% below the national median. Renters here face measurable housing pressure, though less acute than peers in high-cost metros.

Mid-range affordability in Texas

Deaf Smith County's 20.4% rent-to-income ratio places it slightly above Texas's 18.1% state average, indicating modest housing affordability challenges. The county's median rent of $919 sits close to the state median of $963, reflecting typical West Texas costs.

Competitive with surrounding counties

Deaf Smith County's $919 median rent falls between Dawson County ($873) and DeWitt County ($955), positioning it as a middle ground in the state. Despite a lower median income of $54,114, the county's rent-to-income ratio of 20.4% remains more manageable than nearby Dallas County at 23.8%.

Balanced housing costs

Deaf Smith households allocate $919 monthly for rent or $598 for mortgages on a median income of $54,114. Homeownership here costs roughly 35% less monthly than renting, creating a clear incentive for those able to purchase.

Deaf Smith for modest budgets

Moving to Deaf Smith County makes sense if you prioritize stable housing costs over high wages—rent at $919 consumes just over 20% of typical incomes. The county's lower homeownership costs offer a path to equity for buyers willing to relocate to West Texas.

Affordability Calculator

See how your income compares to housing costs in Deaf Smith County

Your Annual Household Income

Rent Burden

20.4%

of gross income

Max Housing (28% Rule)

$1,263

per month

Owner Cost Burden

13.3%

of gross income

You can likely afford the median home in Deaf Smith County

Median home value is $116,000. Estimated monthly cost: $926 vs. your max of $1,263.

Rent Affordability Guide

Your rent-to-income ratio20.4%

Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Deaf Smith County, Texas?

Deaf Smith County, Texas has a median monthly rent of $919/mo and a median home value of $116,000. The affordability rating is Unaffordable, with rent making up approximately 21.0% of median household income.

What is the median rent in Deaf Smith County?

The median gross rent in Deaf Smith County is $919/mo. This is 5% below state average for Texas.

Is Deaf Smith County affordable?

Deaf Smith County is rated Unaffordable based on rent-to-income ratio of 21.0%. Spending over 50% of income on rent is generally considered unaffordable.

How does Deaf Smith County's rent compare to the state average?

Deaf Smith County's median rent of $919/mo is 5% below state average of $963/mo for Texas.

What is the median home value in Deaf Smith County?

The median home value in Deaf Smith County, Texas is $116,000. This is 59% below the national median home value of $281,900.