Cost of Living in Custer County, Montana

$918/mo
Median Monthly Rent
$204,200
Median Home Value
11% above state averageUnaffordable

At a Glance

Median Monthly Rent
$918/mo
11% above state average
Median Home Value
$204,200
28% below national
Rent-to-Income Ratio
25.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Custer County Compares

Median monthly rent comparison

Custer County$918/mo
Montana Average$825/mo
National Median$1,163/mo

Detailed Housing Stats

$918/mo
Median Gross Rent
$204,200
Median Home Value
$860/mo
Monthly Owner Cost
25.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Custer County, Montana

Custer: Above National Affordability Strain

Custer County renters spend 17.3% of income on rent, outpacing the national average and signaling tighter affordability than most U.S. counties. Median household income here is $63,585—about 15% below the national median of $74,755—while rents average $918 monthly. This income-to-housing ratio places Custer in the less affordable tier nationally, despite Montana's rural character.

Custer Ranks Middle of Montana Pack

At 17.3%, Custer's rent-to-income ratio exceeds Montana's state average of 15.9%, putting it among the less affordable counties statewide. Rents here run higher than the state median of $825, though median home values of $204,200 remain modest compared to mountain resort areas. Custer sits in the affordability middle ground for Montana—less pressured than western counties, more expensive than prairie neighbors.

Custer vs. Eastern Montana Peers

Custer's $918 monthly rent exceeds nearby Dawson County ($823) and Fallon County ($772), making it the pricier rental market in this eastern Montana cluster. However, Custer's median home value of $204,200 sits slightly below Dawson's $187,400 but well below Flathead's $467,700 to the west. For renters, Custer demands a noticeably larger share of paychecks than its immediate neighbors.

Where Housing Dollars Go in Custer

Renters in Custer spend $918 monthly while homeowners pay $860, a rare scenario where rent slightly exceeds mortgage costs. With median household income at $63,585 annually ($5,298 monthly), housing consumes 17.3% of renter income—above the widely recommended 15% threshold. The tight margins leave limited budget room for other essentials in this county.

Weighing Custer for Your Next Chapter

If affordability is your priority, Custer County offers lower costs than Montana's booming western counties, with homes averaging $204,200 and moderate monthly payments. Renters, however, should compare Custer's 17.3% rent burden to nearby Daniels (12.2%) or Dawson (13.9%), where housing leaves more room in monthly budgets. The county's energy-linked economy and rural lifestyle appeal to those seeking stability over rapid growth.

Affordability Calculator

See how your income compares to housing costs in Custer County

$

Rent Burden

17.3%

of gross income

Max Housing (28% Rule)

$1,484

per month

Owner Cost Burden

16.2%

of gross income

The median home in Custer County may be a stretch

Median home value is $204,200. Estimated monthly cost: $1,630 vs. your max of $1,484.

Rent Affordability Guide

Your rent-to-income ratio17.3%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Custer County, Montana?
Custer County, Montana has a median monthly rent of $918/mo and a median home value of $204,200. The affordability rating is Unaffordable, with rent making up approximately 25.0% of median household income.
What is the median rent in Custer County?
The median gross rent in Custer County is $918/mo. This is 11% above state average for Montana.
Is Custer County affordable?
Custer County is rated Unaffordable based on rent-to-income ratio of 25.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Custer County's rent compare to the state average?
Custer County's median rent of $918/mo is 11% above state average of $825/mo for Montana.
What is the median home value in Custer County?
The median home value in Custer County, Montana is $204,200. This is 28% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.