Cost of Living in Comal County, Texas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Comal County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Comal County ranks #2,924 of 3,144 counties for affordability (bottom 7%)
Data Story
About Cost of Living in Comal County, Texas
Comal County: Affluent living with balance
Renters in Comal County spend 17.7% of income on housing—better than the national average of roughly 30%—with a median rent of $1,460 per month. The typical household earns $99,015, well above the national median of $74,755, making these higher costs sustainable and proportionally affordable.
Premium pricing, but manageable affordability
Comal County's $1,460 median rent is 52% above the Texas state average of $963, yet its 17.7% rent-to-income ratio sits just below the state average of 18.1%. This Hill Country destination attracts affluent residents whose above-average incomes absorb premium housing costs effectively.
Pricier than rural West Texas, cheaper than Collin
Comal County's $1,460 rent sits between Colorado County ($1,002) and Collin County ($1,792), reflecting its position as a desirable Hill Country region. For homebuyers, Comal's $398,800 median home value exceeds most rural comparables but remains $49,000 below Collin's priciest markets.
Premium costs offset by strong incomes
The median Comal County household earning $99,015 allocates $1,460 monthly for rent (17.7% of income) or $1,632 monthly to own a $398,800 home. Combined housing costs approach 38% of gross income, but the robust $99,015 median salary makes these premium Hill Country prices manageable.
Comal invites affluent Hill Country living
Relocating to Comal County positions you in a scenic, affluent region with $1,460 median rents and $398,800 median home values. If you're relocating with an income above $99,000, Comal's proportional affordability becomes clear—compare these costs to lower-income rural counties to see how your earning power matters.
Cost of Living Advisory: Comal County
Affordability Verdict
For renters in Comal County, the market is affordable. Expect to pay around $1,460/month in gross rent, with 29.0% of renter households considered cost-burdened.
Rent vs. Own
At $1,460/month rent versus $1,632/month in owner costs, renting is roughly $172/month cheaper — a 11% difference.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $58,400/year. For owner costs at the 28% rule, the required income is roughly $69,943/year. With a median household income of $99,015, most households can comfortably afford rent here. Notably, 29.0% of renter households in Comal County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Compared to Kaufman County where rent averages $1,408/month, Comal County is approximately 4% more expensive.
Affordability Calculator
See how your income compares to housing costs in Comal County
Rent Burden
17.7%
of gross income
Max Housing (28% Rule)
$2,310
per month
Owner Cost Burden
19.8%
of gross income
The median home in Comal County may be a stretch
Median home value is $398,800. Estimated monthly cost: $3,184 vs. your max of $2,310.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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