Cost of Living in Comal County, Texas

$1,460/mo
Median Monthly Rent
$398,800
Median Home Value

At a Glance

Median Monthly Rent
$1,460/mo
52% above state average
Median Home Value
$398,800
41% above national
Rent-to-Income Ratio
29.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Comal County Compares

Median monthly rent comparison

Comal County$1,460/mo
Texas Average$963/mo
National Median$1,163/mo

Detailed Housing Stats

$1,460/mo
Median Gross Rent
$398,800
Median Home Value
$1,632/mo
Monthly Owner Cost
29.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Comal County ranks #2,924 of 3,144 counties for affordability (bottom 7%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Comal County, Texas

Comal County: Affluent living with balance

Renters in Comal County spend 17.7% of income on housing—better than the national average of roughly 30%—with a median rent of $1,460 per month. The typical household earns $99,015, well above the national median of $74,755, making these higher costs sustainable and proportionally affordable.

Premium pricing, but manageable affordability

Comal County's $1,460 median rent is 52% above the Texas state average of $963, yet its 17.7% rent-to-income ratio sits just below the state average of 18.1%. This Hill Country destination attracts affluent residents whose above-average incomes absorb premium housing costs effectively.

Pricier than rural West Texas, cheaper than Collin

Comal County's $1,460 rent sits between Colorado County ($1,002) and Collin County ($1,792), reflecting its position as a desirable Hill Country region. For homebuyers, Comal's $398,800 median home value exceeds most rural comparables but remains $49,000 below Collin's priciest markets.

Premium costs offset by strong incomes

The median Comal County household earning $99,015 allocates $1,460 monthly for rent (17.7% of income) or $1,632 monthly to own a $398,800 home. Combined housing costs approach 38% of gross income, but the robust $99,015 median salary makes these premium Hill Country prices manageable.

Comal invites affluent Hill Country living

Relocating to Comal County positions you in a scenic, affluent region with $1,460 median rents and $398,800 median home values. If you're relocating with an income above $99,000, Comal's proportional affordability becomes clear—compare these costs to lower-income rural counties to see how your earning power matters.

Cost of Living Advisory: Comal County

Affordability Verdict

For renters in Comal County, the market is affordable. Expect to pay around $1,460/month in gross rent, with 29.0% of renter households considered cost-burdened.

Rent vs. Own

At $1,460/month rent versus $1,632/month in owner costs, renting is roughly $172/month cheaper — a 11% difference.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $58,400/year. For owner costs at the 28% rule, the required income is roughly $69,943/year. With a median household income of $99,015, most households can comfortably afford rent here. Notably, 29.0% of renter households in Comal County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Compared to Kaufman County where rent averages $1,408/month, Comal County is approximately 4% more expensive.

Affordability Calculator

See how your income compares to housing costs in Comal County

$

Rent Burden

17.7%

of gross income

Max Housing (28% Rule)

$2,310

per month

Owner Cost Burden

19.8%

of gross income

The median home in Comal County may be a stretch

Median home value is $398,800. Estimated monthly cost: $3,184 vs. your max of $2,310.

Rent Affordability Guide

Your rent-to-income ratio17.7%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $99,015Needed: $58,400
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $99,015Needed: $69,943
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $99,015Needed: $92,812

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Comal County, Texas?
Comal County, Texas has a median monthly rent of $1,460/mo and a median home value of $398,800. The affordability rating is Unaffordable, with rent making up approximately 29.0% of median household income.
What is the median rent in Comal County?
The median gross rent in Comal County is $1,460/mo. This is 52% above state average for Texas.
Is Comal County affordable?
Comal County is rated Unaffordable based on rent-to-income ratio of 29.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Comal County's rent compare to the state average?
Comal County's median rent of $1,460/mo is 52% above state average of $963/mo for Texas.
What is the median home value in Comal County?
The median home value in Comal County, Texas is $398,800. This is 41% above the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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