Cost of Living in Collingsworth County, Texas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Collingsworth County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Collingsworth County ranks #712 of 3,144 counties for affordability (top 23%)
Data Story
About Cost of Living in Collingsworth County, Texas
Collingsworth County is exceptional nationally
With a rent-to-income ratio of just 12.3%, Collingsworth County is remarkably affordable compared to the national average of roughly 30%—a gap few counties match. Median rent of $619 per month on a $60,165 household income creates one of the most tenant-friendly housing markets in America.
Texas's most affordable housing market
Collingsworth County's 12.3% rent-to-income ratio is significantly better than the Texas state average of 18.1%, making it the standout affordable county in this sample. At just $619 monthly, rent is 36% cheaper than the state median of $963, positioning Collingsworth as a renter's haven.
Cheapest rents in the West Texas sample
Collingsworth's $619 rent is the lowest among all comparable counties here, beating Coke County ($687), Coleman County ($714), and Concho County ($919) by substantial margins. It ranks in a different affordability tier than Dallas-area Collin ($1,792) and Comal ($1,460), offering options for those prioritizing cost over metropolitan amenities.
Housing leaves room to breathe
The median Collingsworth County household earning $60,165 spends just $619 monthly on rent (12.3% of income) or $604 on homeownership with a $108,400 median home value. Combined housing costs consume roughly 24% of gross income—the lowest burden in this group—providing substantial financial flexibility.
Collingsworth delivers rural Texas affordability
Relocating to Collingsworth County means accessing rents of just $619 and home values around $108,400, paired with the best rent-to-income ratio (12.3%) in this Texas sample. Compare these costs to state averages to understand how much housing budget you'll free up in this affordable Panhandle county.
Cost of Living Advisory: Collingsworth County
Affordability Verdict
Housing in Collingsworth County is affordable. The median rent is $619/month against a median household income of $60,165, putting rent at 12.3% of income.
Rent vs. Own
The median rent in Collingsworth County is $619/month, while owner costs run $604/month. Owning saves approximately $15/month.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $24,760/year. For owner costs at the 28% rule, the required income is roughly $25,886/year. With a median household income of $60,165, most households can comfortably afford rent here. Notably, 14.0% of renter households in Collingsworth County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Collingsworth County sits 10% less expensive than Baylor County ($685/month) in terms of median gross rent.
Affordability Calculator
See how your income compares to housing costs in Collingsworth County
Rent Burden
12.3%
of gross income
Max Housing (28% Rule)
$1,404
per month
Owner Cost Burden
12.0%
of gross income
You can likely afford the median home in Collingsworth County
Median home value is $108,400. Estimated monthly cost: $865 vs. your max of $1,404.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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