Cost of Living in Collin County, Texas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Collin County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Collin County, Texas
Collin County: Affluent but still manageable
Despite median rents of $1,792 and a median home value of $447,600, Collin County's rent-to-income ratio sits at 18.3%—nearly identical to the national burden of roughly 30% for lower-income Americans. The key difference: the typical household earns $117,588, nearly 60% above the national median of $74,755, making these premium prices sustainable for residents.
Highest costs, highest incomes in Texas
Collin County's $1,792 median rent is 86% higher than the Texas state average of $963, and its 18.3% rent-to-income ratio slightly exceeds the state average of 18.1%. This Dallas-Fort Worth suburb ranks as one of Texas's priciest counties, yet elevated incomes keep affordability ratios in line with state norms.
A tier above Comal, worlds apart from rural West Texas
Collin County's $1,792 rent dwarfs nearby Comal County ($1,460) and absolutely dominates rural counties like Coke ($687) and Coleman ($714). For homebuyers, Collin's $447,600 median home value exceeds Comal's $398,800 and is four times the rural West Texas median of roughly $110,000.
Premium housing for premium incomes
The typical Collin County household earning $117,588 allocates $1,792 monthly for rent (18.3% of income) or $2,231 monthly to own a $447,600 home. Combined housing costs approach 45% of gross income—higher than rural counties—but the substantial salary absorbs this burden more easily than lower-earning regions.
Collin offers premium living in North Texas
If relocating to Collin County appeals to you, expect Dallas-Fort Worth metro pricing: $1,792 in monthly rent or nearly $450,000 for a median home. However, with a median household income of $117,588—the highest in this group—Collin remains proportionally affordable for its affluent population compared to lower-income counties.
Affordability Calculator
See how your income compares to housing costs in Collin County
Rent Burden
18.3%
of gross income
Max Housing (28% Rule)
$2,744
per month
Owner Cost Burden
22.8%
of gross income
The median home in Collin County may be a stretch
Median home value is $447,600. Estimated monthly cost: $3,573 vs. your max of $2,744.
Rent Affordability Guide
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.