Cost of Living in Cameron County, Texas

$899/mo
Median Monthly Rent
$120,000
Median Home Value
7% below state averageUnaffordable

At a Glance

Median Monthly Rent
$899/mo
7% below state average
Median Home Value
$120,000
57% below national
Rent-to-Income Ratio
30.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Cameron County Compares

Median monthly rent comparison

Cameron County$899/mo
Texas Average$963/mo
National Median$1,163/mo

Detailed Housing Stats

$899/mo
Median Gross Rent
$120,000
Median Home Value
$689/mo
Monthly Owner Cost
30.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Cameron County, Texas

Cameron County faces acute affordability stress

Cameron County renters spend 21.0% of income on rent, significantly above the national average of 18.1% and the Texas state average of 18.1%. With a median household income of just $51,334—$23,421 below the national average of $74,755—residents face the steepest housing-cost burden in this comparison.

Among Texas's most stressed housing markets

Cameron County ranks among the least affordable counties statewide, combining a high 21.0% rent-to-income ratio with the lowest median income ($51,334) of these eight counties. This Rio Grande Valley location faces genuine affordability challenges despite modest absolute rent costs.

Lowest incomes, highest cost burden

Cameron's $899 rent is reasonable by statewide standards, but the $51,334 median income—lowest in this sample—makes it the percentagewise most expensive for renters. Neighboring counties like Calhoun ($71,870 income) and Brown ($55,305) fare better despite similar or higher absolute rents.

Income constraints drive housing stress

Renters pay $899 monthly while homeowners carry $689, with median homes valued at just $120,000—the cheapest purchase prices in Texas. Yet on a $51,334 annual income, renters dedicate 21.0% of earnings to housing, leaving limited funds for other essentials.

Cameron County requires careful budgeting

If you're considering relocation to the Rio Grande Valley, Cameron County's low home prices ($120,000) appeal to buyers, but renters should carefully verify that the 21.0% rent-to-income ratio leaves adequate funds for your household needs. Compare your expected income against local $899 rents to ensure financial stability.

Affordability Calculator

See how your income compares to housing costs in Cameron County

$

Rent Burden

21.0%

of gross income

Max Housing (28% Rule)

$1,198

per month

Owner Cost Burden

16.1%

of gross income

You can likely afford the median home in Cameron County

Median home value is $120,000. Estimated monthly cost: $958 vs. your max of $1,198.

Rent Affordability Guide

Your rent-to-income ratio21.0%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Cameron County, Texas?
Cameron County, Texas has a median monthly rent of $899/mo and a median home value of $120,000. The affordability rating is Unaffordable, with rent making up approximately 30.0% of median household income.
What is the median rent in Cameron County?
The median gross rent in Cameron County is $899/mo. This is 7% below state average for Texas.
Is Cameron County affordable?
Cameron County is rated Unaffordable based on rent-to-income ratio of 30.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Cameron County's rent compare to the state average?
Cameron County's median rent of $899/mo is 7% below state average of $963/mo for Texas.
What is the median home value in Cameron County?
The median home value in Cameron County, Texas is $120,000. This is 57% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.